Help! I need health insurance.

mgillies

I had malignant melanoma removed 1 1/2 years ago. Currently, I do not have health insurance and do not have a group policy at my job. I've talked to a couple of insurance agents and basically have been told no insurance company will pick me up because it was melanoma. Anybody know of a company that will insure me even with an exclusion on the melanoma???

krrankin

Sorry, no clue. My husband tried to get supplemental insurance at work through Conseco. The rep told him I had to be disease (Melanoma) free for TEN years before they would cover me. Luckily I have coverage at work already. Good luck with your search. I will check around and let you know if I hear of anything.-Kristie

Dawgs

I`m going through the same thing, although cancer claimed my career. I`m struggling to relearn life with one eye, and the insurance issues sure don`t help. Especially with the Oncology tests, it gets very expensive. Disability doesn`t pay nearly what I made before. There is supposed to be a social worker calling me next week from acs, so if I find out anything, I`ll let you know.

dabbdc

I would start with your job. If there are 2-50 employees, you can work with your employer to get a group plan. In most states, small companies of that size get mandatory insurance and they only ask your name, address and age. You may need to get 75% of the people to participate. You should also try to get long term care and long term disability - there may be different underwriting standards for different types of insurance. You can get $25k of guaranteed issue life insurance as well. Please let me know if I can help:

David Bershtein, Lymphoma Survivor and Founder
www.insuranceforsurvivors.com
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