Widow discrimination

Well, I just got a low blow this week. It was time to pay the next 6-month premium for our car insurance. I went through the giant stack of mail to find the new policy statement which I had seen arrive a few weeks ago. But I found 2 of them; one dated a day later than the first. The second statement was quite a bit higher...almost $300 higher for a 6 month period. So I start comparing the statements and see that each of our 3 vehicles had a higher rate. The second statement also showed that there were only 2 drivers instead of 3. I thought it must be because of something with my teenage daughter.
Imagine my surprise when I called the insurance agent and she said it was most likely because of my status as a widow. She said apparently the statistics that insurance companies use show that widows have more accidents. ????? So, we are so distraught that we can't even drive our cars?? I was floored. The only reason i called the insurance company to report the death was because I thought my rate would be lowered with one less driver.

Just curious if anyone else has had this happen yet. I'm assuming that it's the same for all insurance companies. I don't have the time right now to do insurance shopping on top of all the other paper work. So, if you haven't told your company yet, just keep your mouth shut.
Debbie