Story of no Insurance

Hope it Works Out
Kent,
I'm useless on this issue. I lost my job in February - loss of insurance is a great fear (I'm fine - I'll find another job before my eligibility for my current coverage runs out). I'm hoping you can find some help. Would his current condition make him eligible for Medicare or a similar program? Fingers crossed.

Kent
hi, i am sorry that your relative is experiencing this difficult time.. i was told about a website needymeds.org, pparx.org and i also came across one other website called christiansovercomingcancer.com.. some of the websites will offer assistance with medication for those without insurance... i believe the needymeds.org also re-routes you to different websites for programs who can assist with treatments.. my dad is being treated at Rush in Chicago.. they offer charity for medical bills, they also have a woman who works for ACS out of Rush, the hospital your relative is being treated at may offer some sort of assistance..

best of luck and please keep us posted..
nicki

Kent
The first thing your relative needs is a clear diagnosis of what type of cancer he has from the biopsy they're taking. If its taken by a Surgeon/ENT, they will decide if its operable. If it is, they will want to remove it. They will determine if they need a PET/CT, but I would say that they generally won't need or want these scans. They're cutters, they like to cut it out until the pathologist, who is hopefully sanding by in the OR, tells him that its all gone and they have clear margins.

If its inoperable or they, hopefully, are able to remove it all, the Dr needs to refer him over to a Medical Oncologist and a Radiation Oncologist. They will determine a treatment plan for chemo and/or radiation.

If he has lost all that weight, and is currently underweight, he needs to put it back on to survive the treatment. With the GN tube they put in, the Dr or Nutritionist will recommend Ensure or Boost or something like that. Don't waist your time. Go to Walmart and buy Body Fortress Super Advanced Whey Protein Powder. 52g of pure preteen! Use 4 scoops to 2 quarts a day. Fill it with whole milk/half and half/heavy whipping cream. Make it as fatty as his stomach and liver can handle. Put rich ice cream in it and a bunch of chocolate syrup. The higher the calories the better! I also like to put 4 scoops of instant coffee in it, because it helps with the fatigue. He will put the weight and mussel on fast and he'll fell better. This concoction has kept me alive for over a year.

For insurance coverage, he needs to contact his State Health and Human Services Department and he needs to apply for everything that they offer. Hopefully, his state has some sort of Medicaid program for adults. If he doesn't have/doesn't qualify for Medicaid, does he have a local collage/university/med school? These institutions will often offer free or inexpensive coverage because they need to train new Drs. He also needs to file for SSI and SSDI. He might qualify for Medicare and or disability benefits under these programs.

Hope this all helps. Good luck and good health.

Glenna M said:

Same situation
Kent, I was in the exact same situation as your relative. I had been laid off and was working through a temp agency when I was diagnosed in May '09 with lung and laryngeal cancer. As soon as the hospital where I was to be treated found out I had no insurance their Financial Assistance department contacted me and helped me with all the paperwork necessary to apply for SSD and Medicaid. They filed all of the paperwork electronically and I was approved for both SSD and Medicaid before my 1st chemo in June. The Medicaid was retroactive and picked up my medical bills for all of the testing and doctors appointments, this included a biopsy, PET scan and CT scan.

I received my first SSD check 6 months later which changed my income status and I am now on what Medicaid calls a spend down or deductible so I am responsible for part of the bills but it is still a blessing when you have no insurance. All of my doctors have payment plans that I have taken advantage of and send them a predetermined payment each month.

If the facility where your relative is being treated has a Financial Assistance department tell him to contact them immediately as there is a lot of paperwork he will need in order to apply. If this is not an option tell him to contact his local Social Security Office and the Health and Human Services department also. There is more out there that is available than the average person knows about until a disaster like this strikes someone you know.

I wish the best for you and your relative. Please let us know how he makes out.

Take care and stay strong,
Glenna

This site is wonderful
I have no information, but just wanted to say. All the above replies are why I like to come to this site and read the posts. People helping other people.

My Best to Each and Every One of You

Kent Cass said:

thank you
for all the replies, and advice. Got the websites, and the possibilities of a game plan to give him for the money angle. As I was covered by insurance, I got no clue about other ways to get the money.

Still waiting to hear what the Oncologist told him. Haven't seen or talked to him since the day of my Sister's funeral, last October, and am thinking about making the 50-plus mile drive over to see him tomorrow, or soon. Might be able to help, being in shoes similar to the ones he now is in awhile back.

Thanks again.

kcass

Kent
Above all means, if you have the opportunity, go see him. And if you do, tell him we're pulling for him.

--Jim in Delaware