Financial problems: Hospital and chemotherapy bills,

Akiss4me said:

Hi New Flower, welcome
There are a couple things you can look into regarding your Insurance & billing.
First, check to see if the hospital & Insurance Company are contracted. If they are, then the hospital must except the contacted amount, and can ONLY bill you a co-pay or dedutcable.
Second, check to make sure your Insurance is paying for all allowable charges and did not deny any charges because they were submitted improperly, etc.
Basically, scrutinize the charges & balances....do not take their word for it. I was left with 14,000.00 worth of bills that my Insurance altimately ended up paying because of errors.
Good luck. ♥ Pammy

Thats good to know Pammy.

Thats good to know Pammy.

lolad said:

I dont know about anyone
I dont know about anyone else here, but i get more and more upset when i read about people having such a difficult time because of insurance companies. As if we dont have enough to worry about. These insurance companies should be ashamed of themselves. Take pammys advice and fight the sorry a** company. I would also see if maybe the insurance could help with a financial aid program or something. I qualified for one thru my hospital and cancer center. Again, sorry you have the extra not needed burden on you. We should all get together and write the senator on this issue and let them know that its outragous that they could even deny payments when we have an illness like we do. Take care and i hope things work out good for you.
laura

I agree with you 100%. It
I agree with you 100%. It really makes my blood boil when I read posts on an IVILLAGE message board called Politics Today. ARRGH! there are a few on there who really support ins companies. They are young and healthy and really don't give a hoot about the poor or the ill with a disease that is no fault of our own. I sometimes just ignore them and say nothing, I once said "Just remember, don't be too smug, Breast Cancer strikes 1 in 8 woman at some point in their lifetime" I want ins reform, I want ins companies to stop denying paying or turning people down because of pre-exhisting conditions. Sometime I'd like to tell them when they get so nasty and smug, "You already have a pre-exhisting condition" You are heartless when it comes to your fellow man" sorry for my rant, but I just get so angry about ins problems people have. Yes, they should be ashamed of themselves.

Marcia527 said:

usually on the insurance
usually on the insurance statement sent to you, they state that the amount billed greater than the amount allowed for service, you will not be billed for this amount. I'd call the insurance company and talk to them.

I saw on mine where there
I saw on mine where there was a statement where they agree to accept the ammount the Ins paid.