Anyone with advice on travel insurance when you have cancer?
I am hoping to travel (a lot!) outside the US after I recover from treatment, which is almost done! In the past, I have often bought travel insurance. But now, I'm not sure that I would qualify, what with the recent cancer, and still receiving Herceptin. I have often gotten AXA travel insurance plans in the past.
Anyone with any information about travel insurance after cancer?
Comments
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YES
I finished treament in October of '17, and we booked a cruise in January of '18 to be taken in August of '18. I had never purchased travel insurance before, but I did for this trip in case I recurred before we could go, since I was booking so far out. Well, I didn't recur, but I DID fall down the steps on the cruise ship on the very first day, breaking tibia, fibula and talus (unstable trimalleolar fracture) which earned me a fastpass home for surgery. What I didn't know was that our health insurance was no good on international waters, so the trip insurance paid my $2,000 medical bill on board and reimbursed us for most of the lost cruise. I'll never be without trip insurance again. We used Allianz.
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No problems
I traveled to Italy 3 weeks after my hysterectomy and Spain the next year after I found out I reoccurred. No problems with securing extra health insurance to cover. I think it was a blue cross plan. Happy travels!
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Medicare insurance and travel
We have Medicare. We bought a HMO policy on top of Medicare. That policy covered travel outside the US, and also outside our State. It was bought out by a company that didn't cover my oncologist so we bought Kaiser PPO. But then I discovered my gyne oncologist was not in their network. My cousin is a medical social worker, and she told me she had purchased a supplemental plan because she wanted to see any doctor she chose. I did not understand the difference between the two types, supplemental and medicare advantage plans. So we bought a supplemental plan. And now I find out they don't cover travel. I will be buying medical travel insurance because we travel to Canada a lot, and foreign travel once a year. We used a broker, and she said we could come in and buy our travel insurance from several plans they sell. I know you don't have Medicare but the health care bokers also sell this type. She said they are very different. And buying for the whole eyar is a better deal than buying per trip. Just general information.
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This is my theory now
This is my theory now (although I haven't tested it), instead of buying normal travel insurance, I buy travel insurance through an airline or a cruise ship, since I figure that they might be more willing to pay, and less inclined to use the argument "pre-existing condition", but that is just a theory at this point.
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