OBAMACARE

mike, i haven't read about any changes to date.  i'm sure they'll will be some but no sense in worrying, can't do anything.  i hear obama care will make it hard on all.

sorry the side effects are stacking up on u.  i pray you have all u r go'n 2 get.  i pray the tumors continue to shrink and you feel well.  take care and God bless you.

dj

see, it rhymes.  I have signed up twice for the website that has crashed numerous times.  Even if you get a name/password, you can't access it.  It's been horrible.  I had one friend who actually got through and said that the pricing is NO different than if you just go to BCBS or another insurance's website and sign up there.  I have my one year of Medicaid (ends in March) and we have until March 31 to sign up.  Not sure if we are going to pay the penalty and not sign up or if they will even have the site up and running so that we CAN sign up.  Frustrating and scary. 

my workplace, at least till my HSA runs out.  However, they did change insurance companies and I hear we have to take paperwork into all our Drs. because none of them are on the "list" of PPO's.  All I can do is hope they sign up and take this new company. 

I tried to sign up for Obamacare, too....just to check the prices....after 12 or 15 attempts per day for a week, I finally got in far enough to know that I didn't want all that information on a site that didn't work, JUST TO SHOP.....so I quit trying.

Too bad the gov'ment didn't just pick up the 15 or 20% uninsured, and leave the rest of us the hell alone....it's going to be damn scary come the first of the year, and people are suddenly uninsured and unable to get any either.

p

Glad to see your post and hear the cancer is in check. As to ACA in Calif, I just see that CA has a million of the 4 million cancellations. Seems awful high but no idea why. Tonight I saw a covered california TV ad, so the CA site must be holding up or they would have pulled the ad.

Take care, don

Since both my husband and myself are on Medicare we are not affected so far.  But I'm sure that is coming down the road.  One thing I heard on TV was that in order to get the credit to help pay for your Obamacare health policy you have to do it thru Obamacare.  There are so many things out there that no one really knows what is going on.  I have read and heard of those who are loosing their health insurance at the end of Demember who are being treated for major illnesses like cancer and are loosing their doctors and cancer centers.

What Obamacare has done is caused millions to lose their health care that they like and put millions on the taxpayer's dime.  Why not just bring down the cost of healthcare and make it more affordable to individuals to have healthcare.  All those that sign up for Obamacare, from what I have read, have a big deductible before their Obamacare policy will pay anything.  So while some may afford to have the healthcare policy they still can't afford to go to the doctor, have surgery, etc. because the deductible will have to be paid first.  My DIL told me that their deductible went up to $1,000 per person before insurance will pay.  Something they can't afford.  She is a school teacher and hasn't had a raise in several years but the cost of her health insurance went up along with the deductible.  One son says he can't afford to put his new wife on his company health plan because it would cost over $1,000 a month for the both of them. 

I know I have to think about dropping my supplemental plan because the premium is getting out of hand.  People think that when you are on Medicare you get it for free.  What a laugh.  We have to pay for Medicare, a supplemental plan (if you want something to pick up what Medicare doesn't pay or else you have to pay it yourself) and the prescription drug plan.  I pay, for me alone, right at $400 a month.   Yes there are the Medicare Advantage Programs but you have a co-pay for everything and many doctors don't like them just like many don't like the HMO plans and are turning away patients who are on HMO's/Medicare.  I know during my husband's cancer fight, we have paid out of pocket a lot of money for his radiation, chemo, surgery, doctor visits, etc. because he is on a Medicare Advantage Program.  I am just thankful that I took out an AFLAC cancer policy before I retired and he was diagnosed.  That policy has been the difference for us. 

Sharon

jim and i said:

I have no healthcare so I am

I have no healthcare so I am looking forward to some affordable Healthcare. Jim is on Medicare, so far no problems other than Most of his doctors have quit accepting United Healthcare so we have changed to Humana. All his doctors are on there. I don;t have that problem, being self pay, I any doctor takes cash, if I can afford their rates.

Debbie

Thanks for posting...been thinking of you. My husband is retired and I am on his company plan. No changes announced yet. 

Stay strong!

Candi

Our government just plain F’d up. When people make up rules they don’t have to follow and can’t comprehend situations they may have created and ones they will never suffer through,  creates a scratch your head scenario for them.  Kinda like when some college grad gets a job with a company over seeing truck drivers and he never drove a truck before but because he is self-proclaimed educated in the field he f’s the whole system up. I feel the whole ACA thing was set up to fail. That being said , who will suffer? Not the bone heads that created it. That’s all I gotta say about that because it is too early in the morning to get my blood pressure so high.

Enjoy the day

      Jeff

I have read the horror stories about the website, and understand that many people will be negatively effected with changes in providers and costs, but there are two parts of Obamacare that are big pluses.  First, insurance companies can't turn people down for past or current conditions, which all cancer patients/survivors now have.  So, if you move or change jobs, you can be covered as before.  Second, Obamacare eliminates the caps on paid benefits.  My cap was $1 million and I reached that amount in just the first three years of my HNC treatments.  I am looking at a jaw replacement early in 2014.  6-8 doctors, 10-12 hours in the OR, 1 week in intensive care, another week or so in the hospital, and another year of added treatments to follow.  Who knows what the bills are going to be for that, and they would be out of pocket for me and my wife if my policy's cap was still in place.  Until I am eligible for Medicare in four years, I can easily see my bills adding up to another $1 million.

Obamacare is far from perfect, but it ain't a complete disaster, either--as far as I'm concerned.

Mike

glad the tumours are still shrinking...my next scan is on the 18th....Ann