Obamacare and cancer....keeping your doctors

mp327 said:

Marynb

I think this country is going to see a big shift in who is uninsured.  Employers are NOT going to foot the bill for all of these things, so employees will be stuck holding the bag.  As Delta Airlines and UPS has already done, full-time employees who have had good jobs and good insurance for themselves and their dependents and have not been any kind of burden on society when it comes to their medical bills will suddenly find themselves with a part-time job that does not make them eligible for employer-based ins. plans.  Either that or the only person eligible for coverage will be the employee and not any of his/her dependents.  I see this as an avalanche of problems yet to come.  Well done, Mr. O.

Amen.

Marynb said:

Obamacare
I am pulling my hair out at this point. The prices have jumped so high, I just can't afford it. For the first time, I feel like I might die because I can't afford these new prices with the high deductibles. Also, they have really narrowed the network of providers. I am thinking I may have to sell my home.

What a situation. I am so, so sorry that I voted for him. I actually believed him when he said it would lower the cost !!!! Not true at all for anyone who doesn't qualify for government subsidy.

I don't know what the heck I am going to do. I did not need this stress.

I am so sorry you now find yourself in this position.  I know it is so very stressful and it really doesn't help to know that many others are going to find themselves in the same boat.  It only makes me sick to my stomach.  This is such a disaster, but what I can't believe is how it's still being touted as a good thing.  Political spinning is way out of control on this one.  They need to just pull the plug on it.

Marynb said:

Sephie
Another thought. Anyone who thinks they will keep their coverage as it is, is fooling themselves. Next year there will be more cancellation notices for those insured through their employers.

Exactly!  There has been much discussion about ACA on Facebook, with many people almost bragging that their current coverage is not changing.  I hate to have to remind them that most, if not all, ins companies make changes prior to new enrollment periods, which usually take effect at the beginning of a calendar year.  While coverage may not change for 2014, ins companies will be busy during that year coming up with ways to keep more money and pay fewer benefits.  That will all add up to less coverage, higher premiums, higher deductibles and out-of-pocket amounts, and fewer in-network providers.  Employers will also be taking a hard look at the health benefits they pay all or a portion of for their employees and dependents and many people will suddenly be ineligible for health benefits.  I hate to be gloom and doom about this, but I don't see how it will unfold any other way. 

Marynb said:

Deliberate delay of employer mandate
Actually, it is even more cynical than that. Seeing what was coming, Obama administration delayed the Employer mandate until 2015, after the 2014 elections! The same thing is going to happen to those covered by employer plans...in 2015! Most people are covered by employer plans, so they are dismissing those of us in the direct market as, "only 5% of the population". This is millions of people being dismissed. Unless something is done, the same thing will happen to the rest of Americans after the election. Funny, how people only seem to care about what effects them personally.

I have argued this point with people from day one!  Nothing is free and NOTHING is safe!  Employee offered insurance has and will change.  people with government insurance (retired And survivors) need to watch out as well.  I have always had health insurance for me and mine, and my kids now have health insurance for their families.  But tomorrow?  One can only hope!  I was told that everyone felt the same way about social security when it came into being.....   I can only pray That eventually this will "shake out".  I just hope it doesn't kill us in the mean time!

Marynb said:

Lorikat
Social Security and Medicaid are not comparable to this mess. A single payor system would be comparable. This new plan is government mandating that we participate in the private insurance sector, where the private insurance companies set the price and make the huge profits! Very, very different. This is not a government program. The government has no control over the price!

Marynb, I DO realize this is very (VERY) different.  The point I was trying to make is that EVERYONE will be affected.  I have heard people assure each other that THEY will not be affected. They will.  Wish we could really discuss this, as I need to know more, but this is probably not the place.  I guess I wI'll have to go back to the sixties and join with sit ins and rallies....

sephie said:

marynb

i am so sorry for your stress..... is there any way that you can send what has happened to you to Obama???? i know that sounds crazy but someone needs to get your email....or a lot of folks in washington need to get your emails......i am still not sure about my insurance because they still have time to drop me, i guess.... i already pay a huge amt.  per month with $5600 deductible....i guess they feel since i pay this much now that i must have money to throw out .... at this time , it is my most expensive bill to pay.... hope you can handle this...... sephie

I am in a similar position. So, today just to vent I went on the White House website. There's a place on there where you can write to President Obama. I did.

Hope he listens.