My Turn To Bitc#

Enrollment Just Opened
Each year the costs go up...the deductibles go up for less coverage...and the max out of pocket increases.

I can hear the battle cry now..."Thin The Herd..."

I'll be seeing what it will cost this year to have less of what I had last year very shortly...

health care
Why worry Obama Care is now in place for at least four more years. My son-in-law works for the Air Force on loan from the Coast Guard. They have two little ones ages 2 and 4 with another one on the way sometime this summer. They were just notified by the military that they will now have to pay a $200 dollar co-pay; reduced benefits and 20% of total costs thanks to Obama cuts and Obama care. I don't know how they can afford it. They already gave up their second car and electrical rates will skyrocket when Coal is eliminated. I guess Obama was right about a level playing field we all need to be in proverty. As for me I was notified today that my upcoming surgery on Monday will result in a $100 deductible. I have never had a deductible for surgery before. My retirement employment contract says I don't have deductibles. The insurance company says Federal Law trumps my contract. So now it's just a piece of useless paper. My poor daughter in Michigan is a teacher with a Master's in teaching reading to disabled kids. She is great at the job. In the last five years she has not recieved a raise; her health insurance costs have gone up to 20% and her pension cut. If the State or the feds can find a way to further reduce her pay she will qualify for Food Stamps. When I was going to college I worked as a janitor and made more maoney then my daughter who is a teacher. I'm lucky though with the 15 member panel deciding who get what in health care with my expensives thus far and what they will judge to be what my contiue life contributes...well...they say I'll get a thumbs down...like the Emporer in Rome killing off christians in the arena. By the way need supplemental insurance call AARP projections are they will make a billion in supplemental plans they offer for supporting Obama Care and eliminating Medicare supplemental insurance. I won't tell you what I did with my AARP card but it was creative.

Insurance
I haven't found out what my premiums and co-pays for the upcoming are going to be yet. I did find out that my insurance is no longer contracted with the major hospital in the area and next year will have to go one that's on par with the finest large animal hospitals. About the only upside is that since I'll have to change my PCP (to the moderator: that's a doctor not an illegal drug) my onc said that he could provide that function which will drop my co-pay. Currently it's $17 for the PCP and $40 for specialists.

the new realities
1. post 65, or 55, retirement is going to be radically redefined. They've been dumping and looting retirement funds and retiree medical for decades.
2. "Obamacare" solves nothing, the fundamental problem is developing and delivering low cost, effective treatments, then secondarily, funding. We (our system) have been busy compounding costs and prices exponentially while hollowing out the underlying health, nutrition and basic meds.
3. labor rates globally are moving toward an average, adjusted by business environment and infrastructures. We started near the top and have been destroying its very basis, politically and economically.
4. government and corporate lies have shifted from veiled lies to outright ones
5. "voluntary" has been replaced by coercive
6. insurance pays less and less percentage wise

Self sufficiency counts. We largely discounted insurance from the start and seldom let it make our decisions.