Have any of you had the BRAC 1 or BRAC 2 test done, or, your daughters?

Hi Diane. I did have the
Hi Diane. I did have the BRAC 1 and BRAC 2 test done. First, I was interviewed by the hospital social worker who then sent information to my insurance company for approval. Once approved, I did the test.

My mom and two of my sisters have also been tested and we are all negative! We have such a strong family history of BC.

I don't know if it can be used against someone later on down the line.

xoxoxoxo Lynn

Bracha
I've had the test it was neg. My ins co paid for it. If you have it of cource you will be treated. If you appling for health ins.? I'm not sure Life ins you can't get. Yes, that is true you do have to pay out of pocket. I hear it's 3,000.

Good Luck
DianeBC Let me know how you make out ok?

Tested also
In about 1990, I had the test done, because there is a suspected hereditary component to my cancer. I paid for the test and did it anonymously because I was kind of in unchartered waters back then.

Years later, my little sister had the testing done. Her insurance paid for it and she was completely reassured by her physician that testing is private and can't be used against you or your family. Life insurance policies do not ask for this info.

They do ask if you have ever had cancer. After a remission of 15 years, I applied for life insurance and was rejected. I appealed and was given life insurance. I still have that policy even though I now I do have mets.

BTW, even though nearly everyone in my family gets cancer, we are BRCA 1 & 2 negative. My onc said he is convinced ours is genetic, but our particular gene has not been identified.

Yes had this test too
Came back neg which surprised me as also large fam history. If your oncol thinks the test should be given I think the insurance pay most or all. If you go ahead without his backing I think it is different. Was told if neg the gene stops there and daughters will not have it but have normal chance of getting breast cancer as any other female. Seems to make sense. Told my daughter to start seriously dealing with this possibility in her fourties. As my cancer often is not shown on mamos and travels to both sides frequently.

Test your daughters!!!
My niece got BC at 38 and her mom had gotten it at the same age. They tested her and it turned out positive BUT she had the gene from her DAD!!!!!!! Just sayin'

Also there is less likelihood that a positive result will negatively affect your insurance as the latest research shows this knowledge provides for more specific treatments to the patient's advantage.

Ctine70 said:

I had Brac 1 and Brac 2 done
Hi Diane,
I had both test done once I was diagnosis with BC and my insurance covered 80 percent. The test cost close to $4000
I was negative so I was told my daughter didn't need to get tested.
I was told that if I tested positive I would of needed to have a bil. Mastectomy and my overies taken out.
Since I was negative I got to chose between a lumpectomy or the mastectomy.
Chemo and radation were up to my oncologist, which I have to have both.
Hope this helped
Hugs Christine

Most insurance companies, I
Most insurance companies, I think, will pay for test. Have you contacted your insurance company Diane? It is an expensive test, so, I hope your insurance company will help or pay for all of it.

Hugs, Leeza

Bella Luna said:

Tested as well
I was tested and was negative. My oncologist strongly suspected I would be negative as no one, that I am aware, had cancer in my family. I went ahead and did the test because I have a 12 year old daughter, two sister, and several nieces and nephews. Luckily for me, the insurance picked up the tab.

It was offered to me, but, I
It was offered to me, but, I never had the test done, well, not yet. I still may. Did you Diane?


Hugs, Jan

tealnpink said:

I am positive for BRCA2 gene
I am positive for BRCA2 gene mutation. My insurance through my employer paid for the test in 2010. I still have my insurance and was added to my husband’s health insurance this year with no trouble at all. I provided his insurance company with a certificate of creditable coverage therefore I have no exclusionary period for my pre-existing conditions of breast and ovarian cancer. I also have a life insurance policy through my employer which I had before I was tested. My husband bought a life policy for me through his employer this year and no medical questions were ask.

I would hope that if one
I would hope that if one tests positive for this test, that it would have no reflection at all on anything, especially life insurance policies that you might take out in the future.

mupix said:

I was told medical insurance
I was told medical insurance cannot hold it against you if you were positive but life insurance can deny you coverage based on that.
I am waiting for my results to come back , another wewek maybe.

I had the tests done. My
I had the tests done. My mother died of BC and I have 7 granddaughters , 1grandson, and a son and daughter. However, I am from a small family, no sisters and my mother's only sibling died as a baby. This did not meet the automatic criteria for coverage. So,the social workers at my cancer center wrote several letters and finally got my insurance to pay for it. I felt I should do it especially for my daughter and granddaughters. Thankfully, it was negative.
Angie

mupix said:

I was told medical insurance
I was told medical insurance cannot hold it against you if you were positive but life insurance can deny you coverage based on that.
I am waiting for my results to come back , another wewek maybe.

I was going to have this
I was going to have this test when I was first diagnosed, but, didn't go ahead and do it. I suppose I should. It is just a blood test after all.


Good luck to you mupix on your results! Hoping they are negative!