Inusrance dropped because of cancer

Reggie63

My mom's insurance has informed her they are dropping her.  Has anyone else had this happen and if so what resources did you use to help out.  Also, were you able to find any insurance to cover your continuing treatments & meds?

Hybridspirits

dropped insurance

i thought this was what obomacare was taking care of.  Has she tried going to the exchange?

Hybridspirits

dropped insurance

i thought this was what obomacare was taking care of.  Has she tried going to the exchange?

jazzy1

Hybridspirits said:

dropped insurance

i thought this was what obomacare was taking care of.  Has she tried going to the exchange?

Your mom

Does she have group or individual coverage?  Group generally always covers existing and individual won't cover existing without some huge increases or never covers.  We're both self employed and we have individual.  I've got Anthem/Blue Cross and have had the same plan with not issues on dropping me, just see the rates going up up and away!!!

 

Obamacare isn't effective until JANUARY 2014 to cover pre-existing.  If I wanted to change today to another company, they'd not cover me due to the cancer pre-existing.  Now if I start in January '14 for coverage yes no one can turn me down for any "pre-existing".

 

Suggestion -- call a insurance broker who handles various co's for health care.  See what they can do NOW.

 

Best

Jan

Sandyknits

jazzy1 said:

Your mom

Does she have group or individual coverage?  Group generally always covers existing and individual won't cover existing without some huge increases or never covers.  We're both self employed and we have individual.  I've got Anthem/Blue Cross and have had the same plan with not issues on dropping me, just see the rates going up up and away!!!

 

Obamacare isn't effective until JANUARY 2014 to cover pre-existing.  If I wanted to change today to another company, they'd not cover me due to the cancer pre-existing.  Now if I start in January '14 for coverage yes no one can turn me down for any "pre-existing".

 

Suggestion -- call a insurance broker who handles various co's for health care.  See what they can do NOW.

 

Best

Jan

Call your federal reps and

Call your federal reps and let them know what happened to your mom. State reps, too, especially if you are in a state which turned down exchanges. Talk to social workers at facility where she is being treated- they may be able to help get some temproary coverage. Tell the newspapers too!!!

Reggie63

Thanks for the responses.

My mom is disabled & had individual insurance she was paying out of pocket for & also medicare.  She continues to have medicare but it does not cover much.  Obamacare does not kick in til next year & she still has 4 more chemo treatments to go.  I will definetly take all your advice & pass all information along to her.  Thanks again!

Lisa 00

Department of Insurance

If you feel that your mother was unjustly dropped from her insurance, you can file a complaint with her state's department of insurance.  Hopefully her state has this info on the web.