I went to the medical tribunal to get permanent disability allowance!

pepebcn
pepebcn Member Posts: 6,331 Member
edited March 2014 in Colorectal Cancer #1
After 18 months to be off sick here is mandatory to ask for it or go to work again!
Will see in one month which percentage I got!.
Is it the same in the US ?

Comments

  • maglets
    maglets Member Posts: 2,576 Member
    #2
    pepe
    I am not sure if US rules for disability will apply ....in Canada with universal health care we also must apply for disability......in my case I needed a letter from a doctor that said I was very likely to die....obviously this has not happened and I still get the pension but it;s not big and probably would be way better if I went back to work even part time....hate to speak for Canadians....others will have a different story I think...at 65 years of age... for me next year the disability will vanish and I will move into Old age pension....
  • pepebcn
    pepebcn Member Posts: 6,331 Member
    #3
    maglets said:

    pepe
    I am not sure if US rules for disability will apply ....in Canada with universal health care we also must apply for disability......in my case I needed a letter from a doctor that said I was very likely to die....obviously this has not happened and I still get the pension but it;s not big and probably would be way better if I went back to work even part time....hate to speak for Canadians....others will have a different story I think...at 65 years of age... for me next year the disability will vanish and I will move into Old age pension....

    Well here the only thing you need are the official infos of the
    hospitals and doctors have treated you .When you get I'll you got until 18 to be off seak with daily , wekly ,or monthly revisions of a social security doctor not a prived one of course!. If ,as in my case, is a serious ilness with surgeries chemos and long periods of recovery, you can have until 18 months off , with inspections of a social security doctor, in my case every 3 months, after this 18 months if you are still I'll you are called by a governament tribunal of doctors and the must decide if you are able to go back to work, or ,if not ,they give you the definitive disability pension until you get 64 then you pass to retirement pension.Same amount but different tax treatment.
    Similar there Mags?And yes depends of how grave your disability is you got a percentage of the maximum ( in my case but it depends of your working life history ) which here is about 3000 € ( 4000$) it can be from the 45 % to the100%. Tax free.
    Hugs!.
  • AnneCan
    AnneCan Member Posts: 3,673 Member
    #4
    I hope it is all successful!
    Then you can fly over to North America to visit!
  • Kenny H.
    Kenny H. Member Posts: 502 Member
    #5
    AnneCan said:

    I hope it is all successful!
    Then you can fly over to North America to visit!

    Im on long-term disability
    Im on long-term disability thru my company ins provider (50% of base pay) and Im glad I signed up for it yrs ago.
    They had me apply for SS disability as a condition of approval. Only becuase if I get money from SS they will have to pay me less. Doubt I'll get approved as havent been off work even a yr yet.
  • jararno
    jararno Member Posts: 186
    #6
    Social Security Disability
    In the USA there is Social Security Disability for people who cannot work due to medical issues. The doctors have to certify that you cannot work for at least a year. You had to have already been working and paying into The Social Security System in order to receive benefits.
    It is not easy to get Social Security Disability even with cancer ( which sucks ). Only about 30% of applications are approved the first time. Many people have to reapply or go to court to try to get benefits. This can take many years, lawyers and money!!

    Recently there has been a Social Security Program to try to approve disability for people with higher stages of cancer ( mostly stage IV ) so some people are getting help a bit sooner.

    There is also another Social Security Program called SSI which is for people who cannot work and in many cases have never been able to work (disabled children and adults). This does not pay very much at all.

    Getting any kind of Government financial help is not easy here even if you know about the programs!

    I am sure there are many people on here who can tell you more about their experiences trying to get onto these programs!

    Have a great day!

    Take Care,

    Barb
  • Lori-S
    Lori-S Member Posts: 1,277 Member
    #7
    jararno said:

    Social Security Disability
    In the USA there is Social Security Disability for people who cannot work due to medical issues. The doctors have to certify that you cannot work for at least a year. You had to have already been working and paying into The Social Security System in order to receive benefits.
    It is not easy to get Social Security Disability even with cancer ( which sucks ). Only about 30% of applications are approved the first time. Many people have to reapply or go to court to try to get benefits. This can take many years, lawyers and money!!

    Recently there has been a Social Security Program to try to approve disability for people with higher stages of cancer ( mostly stage IV ) so some people are getting help a bit sooner.

    There is also another Social Security Program called SSI which is for people who cannot work and in many cases have never been able to work (disabled children and adults). This does not pay very much at all.

    Getting any kind of Government financial help is not easy here even if you know about the programs!

    I am sure there are many people on here who can tell you more about their experiences trying to get onto these programs!

    Have a great day!

    Take Care,

    Barb

    Barb
    Since I lost my life insurance when the company closed (I know silly me for only carrying it through the company - learned that one the hard way), I am now using my social security benefits not as benefits for myself but as a life insurance policy to help pay for my disabled son. He will be eligible to receive survivor benefits when I die. I have been running through all my saved and invested monies for chemo treatments in an attempt not to touch my social security as what my son will be eligible for will depend on what I've paid in and what I take out. If I were granted disability, that will come out of my "pot" and leave less for him. As it stands now he will be eligible to receive 80% of what I would be eligible for. My best hope is that chemo will work for me and I will be able to get back to work when I am done with these 12 rounds and surgery so that I can continue to pay into social security so that he will be taken care of when I die or retire ... whichever comes first.

    I put him on SSI when he turned 21 years old so that we could start to allow him to be more independent and I don't know how anyone could ever live on SSI alone. Of course, we could have put him on it in early childhood but, I didn't see a need for it as I was thankfully able to provide what he needed. I think he's now receiving around $670 a month from SSI. And he's expected to live on his own with that amount of money and no financial help from anyone. Thank goodness he has medical coverage with that. We still have to fight and appeal for coverage for some of his treatments that aren't considered standard and are very expensive but, help to keep him alive. It's insane. But, it's better than nothing and I'm grateful that it's there for him.

    Anyway ... just a bit of info on Social Security and SSI from this perspective.
  • Lori-S
    Lori-S Member Posts: 1,277 Member
    #8
    Hey Pepe
    You mean MENTAL?? LOL sorry couldn't help it. love ya!!! (I'm the one that's mental!)

    Actually Pepe ... wishing good luck and 100%
  • AnneCan
    AnneCan Member Posts: 3,673 Member
    #9
    Lori-S said:

    Barb
    Since I lost my life insurance when the company closed (I know silly me for only carrying it through the company - learned that one the hard way), I am now using my social security benefits not as benefits for myself but as a life insurance policy to help pay for my disabled son. He will be eligible to receive survivor benefits when I die. I have been running through all my saved and invested monies for chemo treatments in an attempt not to touch my social security as what my son will be eligible for will depend on what I've paid in and what I take out. If I were granted disability, that will come out of my "pot" and leave less for him. As it stands now he will be eligible to receive 80% of what I would be eligible for. My best hope is that chemo will work for me and I will be able to get back to work when I am done with these 12 rounds and surgery so that I can continue to pay into social security so that he will be taken care of when I die or retire ... whichever comes first.

    I put him on SSI when he turned 21 years old so that we could start to allow him to be more independent and I don't know how anyone could ever live on SSI alone. Of course, we could have put him on it in early childhood but, I didn't see a need for it as I was thankfully able to provide what he needed. I think he's now receiving around $670 a month from SSI. And he's expected to live on his own with that amount of money and no financial help from anyone. Thank goodness he has medical coverage with that. We still have to fight and appeal for coverage for some of his treatments that aren't considered standard and are very expensive but, help to keep him alive. It's insane. But, it's better than nothing and I'm grateful that it's there for him.

    Anyway ... just a bit of info on Social Security and SSI from this perspective.

    Lori
    I hope you can follow your plan + be back to work after your 12 treatments. If you don't mind me asking, what type of work do you do?
  • Lori-S
    Lori-S Member Posts: 1,277 Member
    #10
    AnneCan said:

    Lori
    I hope you can follow your plan + be back to work after your 12 treatments. If you don't mind me asking, what type of work do you do?

    Ha!
    Hmmmmmmmm Well, just about everything. I mostly run businesses. I have owned my own successful businesses which I sold at very good times and now I prefer to either help others run theirs or do some consulting. As anyone who's own a business knows, you don't own the business, the business owns you. I stopped starting my own because I found that it didn't leave enough personal time for my children. I didn't have enough self control to stop working 24/7. It's a little easier (though not always) to leave your work at the office if you don't own the business. My last run was as President/General Manager for the U.S division of an IT consulting firm, who's CEO/owner lives in Australia. The company worked with all the major casinos and gaming manufacturers. That's how I ended up in Las Vegas. Unfortunately, with the major hits the casinos and manufacturers took we had to close the U.S. branch and I was asked to join the Australian division but, with my personal responsibilities, I had to turn down that offer.

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