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Insurance Help?

joedad
Posts: 8
Joined: Nov 2017

After hours of being referred back and forth between my physician's office, the hospital and my insurance company, I am no closer to understanding how much I will need to pay for my laparoscopic robotic nephrectomy that has a 50/50 chance of being a radical nephrectomy that is scheduled to occur on January 12.

I know I have a per day in patient co pay that will vary depending on which insurance company I choose. All of my deductibles and out of pockets begin anew on January 1 so I have the joy of selecting a new plan in the next 2+ weeks.

My insurance (Keystone Health Plan East) says the hospital (Fox Chase Cancer Center) will provide me with an estimate. The hospital says the insurance company will be the one who can tell me what the procedure will cost.

Can anybody point me in a direction on how I can get somebody on record to give me an estimate? 

stub1969's picture
stub1969
Posts: 852
Joined: Jul 2016

Seems like Donna wrote about this not too long ago.  If Donna doesn't respond send her a PM. 

Good luck!

Stub

hardo718's picture
hardo718
Posts: 853
Joined: Jan 2016

But, what kind of plan do you have?  HMO?  PPO?  Typically with an HMO you have a set co-pay.  A PPO, your paperwork from enrollment should shed some light on your responsibility.  Worst case scenario it should say something about maximum expenditure on your part for the year.

I hope this helps a bit, keep us posted.  Best wishes,

Donna~

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