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Where to buy short term health insurance.

Kwestaby's picture
Kwestaby
Posts: 1
Joined: May 2015

My husband's current job ended today, and he doesn't start his new job for 3 weeks.  Any advice on where I can buy short term health insurance for just one month?  The online sites I've looked at keep saying they are unable insure me (once I answer the question about ever having cancer, which I did last year).  Any advice?

Sandy3185's picture
Sandy3185
Posts: 228
Joined: Oct 2013

Your husband should be eligible under COBRA to continue the insurance you and he had with his former employer. As far as having had cancer or any other preexisting condition, under Obamacare insurance companies can not turn you down due to a prexisting condition. Hope this helps.

Editgrl's picture
Editgrl
Posts: 903
Joined: Jun 2015

Short term health insurance policies are exempt from the pre-existing conditions rules under Obamacare.  COBRA under your husband's insurance is probably your best bet.

 

Abbycat2's picture
Abbycat2
Posts: 644
Joined: Feb 2014

Whoever is in charge of human resources at your husband's previous employment can give him the details. Cobra is paid monthly so you and your husband can decide how long you will need it.

Cathy

Soup52's picture
Soup52
Posts: 902
Joined: Jan 2016

According to my friend who sells insurance, you will be better off cost wise with cobra versus Obama care.

EZLiving66's picture
EZLiving66
Posts: 1363
Joined: Oct 2015

I think you have 30 days to decide about COBRA.... so you could wait to see if you had to see a doctor, be hospitalized, etc. It's one of the few times you can go backwards.  Check with his work's HR department.  You'd only have to buy it if, in retrospect, you needed it.

Love, 

Eldri

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