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prayer request

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

the domino effect has begun! Budget cuts mean I more than likely will lose my job- how's that for over 10 years of seniority? Little language issue in the teaching contract that will be used against a few of us. Once the job goes, so does my health insurance, which is never good for someone who is recovering from cancer-and then losing the house will follow!

I have nothing in savings, no one to fall back on but myself- and there is no way to stop or slow down the avalanche that will follow

I am scared. Not sure what I am going to do.

dorookie
Posts: 1736
Joined: Jul 2007

OMG, that is just horrible, are you for sure you will lose your job? I think lisa42 is a teacher too, maybe she can shed some light on what options might be out there for you. I will keep you in my prayers. Please be strong, God will open another door, I just know it. Keep the faith..

God bless you
Beth

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

yeah- the ax has not fallen yet- but the writing is on the wall. Long story, absolutely not an issue involving me, but got caught up in a language issue in the teaching contract. There are 90 of us, all with a ton of seniority who will probably lose their jobs. We are the only district in the state of MN that has a contract like this and the F*ing district is taking us down with it. One of the easiest ways to balance a 2 million dollar shortfall- just take out your top teachers, save a ton of money. Of course, keep your administrators- including top bucks for 2 superintendents- my only saving grace is the contract will be voted on next week. I pray the union will reject it- if I am going out, I want to go with a bang.

geotina's picture
geotina
Posts: 2118
Joined: Oct 2009

Sorry for your troubles. Here in Michigan some cities have in excess of 20% unemployment so we see first hand how bad the economy really is. Any chance you can jump on disability before the axe falls. Tina

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

I have no disability due to an HR oversight. (union says out of their area, attorney says nothing I can do about it.)

geotina's picture
geotina
Posts: 2118
Joined: Oct 2009

I was trying to come up with something. My job has gone from 5 days to 4 days and is now down to 3 days. Zero benefits, nada, so I truly feel for you. I have been with my employer (attorneys) since 1985. They are really good to me, I keep the books so I know the money is not coming in like it used to and we are not that busy. When George got sick this past March, they told me if I'm not at my desk they will know why and not to worry and then paid me for all my time off without question, not even making me use vacation time. Thank goodness George is still able to work even with the chemo and he has the health insurance otherwise we would be screwed royally. I know there are many opinions but personally, I sure hope we get national health insurance and they get it right. That would be one worry off my plate. I may sould like a b*&^h but read that contract word for word in case there is something (job) you can bump into. Wishing you the best - Tina

PhillieG's picture
PhillieG
Posts: 4907
Joined: May 2005

"I have no disability due to an HR oversight."
This certainly doesn't not sound right (or legal)
I would be all over this one if I were you.

Sorry to hear of your woes
-p

KathiM's picture
KathiM
Posts: 8077
Joined: Aug 2005

Call Social Security office's 800 number...1-800-772-1213....it's the automated number, but it's a start...or www.socialsecurity.gov....maybe they just don't WANT to pay...they have a portion...I think it's required by law...

Also, there is a pdf available online from SSI...http://www.socialsecurity.gov/pubs/10029.pdf

Hugs, Kathi

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

no, sorry. I do not have disability insurance through the school district due to an HR oversight. Haven't checked SSI and probably won't at this point. I have already been through the legal process with holding the district accountable on my lack of disability insurance- basically we changed formats over 4 years ago. I was told I "forgot" to change over- why didn't I notice it on my paycheck? (no idea why) and the district washing their hands of it because I should have changed it. I have no memory of this at all. Only found out I didn't have it over a year ago when I tried to go on it. I have since tried to apply for it and have been turned down due to having cancer.

I have already been through the union on this- they said it was my responsibility to know what my benefits were and have talked to an attorney who referred me back to the union. So around and around and around it goes.

In my next job- cause lets face it, I am done here and will move on. In my next job- I will have the option of applying for disability and I believe when you are first hired you do not have to come forth with a medical history- could be wrong on that, hope I am correct :)

Fight for my love
Posts: 1530
Joined: Jun 2009

Hi Patte,you are in my prayers.I hope you will be able to keep your job.Good luck with it.Take care.

AnneCan
Posts: 3692
Joined: Oct 2009

Hi Pattee,

I am sorry you are going through this. I hope what you are anticipating does not come to pass, & I am thinking about you.

Shayenne's picture
Shayenne
Posts: 2370
Joined: Jan 2009

This is so horrible for you. I would hope even a healthy employee who knows of your situation would even give up their job for you, so you could keep the benefits, one who was chosen to stay, and then said "Let Patti have the job" as they should know how hard it is to find an insurance group as well that will accept someone with a dx like yours. I really feel bad for you, but also feel hopefully that things will work itself out, would you be able to get Medicare or anything? I wish I was there to give you a hug!

You are always in my prayers, and I will keep you in them, and hope for the best for you!

Hugsss!
~Donna

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

thanks

Bear23's picture
Bear23
Posts: 84
Joined: Jan 2010

So sorry to hear about this. I too work for a school as an ed tech, with teacher cert. I carry the health insurance for the family and worry about the time that I could be cut. The writing is on the wall here in Maine. I just hope that because I work in special ed that I will still have work. I, also, do not know what I will do if I cannot work or if I get cut. I will keep you in my prayers. Have you talked personally with your union?

Bear

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

union is the one who broke the news to all of us. The district refusing to change language in the contract, 90 of us are affected. You look at all who is affected and it is easy to see why they won't change- these are top notch teachers and we all have our head in a noose due to a contract issue that came up years ago and since then the district has refused to budge on it. They even tested the waters last summer with laying off 2 teachers, both had more seniority than a heck of a lot of teachers, but both let go due to this language issue. The union fought it, state person came in to hear the complaint, and they sided with the district. There is nothing we can do.

HollyID's picture
HollyID
Posts: 951
Joined: Dec 2009

Prayers are definitely being sent your way!

christinecarl's picture
christinecarl
Posts: 545
Joined: Sep 2009

I am very sorry that you have to deal with this, I am in MN too and hope that you are able to find employment

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Annabelle41415's picture
Annabelle41415
Posts: 6434
Joined: Feb 2009

That is terrible. I am praying that all works out for you. This economy is just getting worse and worse and an employer seems will do anything to cut jobs. I'm sorry for your situation.

Kim

just4Brooks's picture
just4Brooks
Posts: 988
Joined: Jun 2009

That's all I got to say!!

PhillieG's picture
PhillieG
Posts: 4907
Joined: May 2005

Maybe it should read "too bad we have so many roadblocks from special interests and therefore we DON'T have free health care". I think it's makes little sense to get mad at someone who is NOT able to pass a law that WOULD provide health care for all.

This is the only country where someone can lose their house because of stuff like this.
What a mess...
That's all I have to say!

;-)

lisa42's picture
lisa42
Posts: 3661
Joined: Jul 2008

Hi Pattee,

I was a teacher for many years until I got my stage IV diagnosis 2-1/2 yrs ago. I'm in California and here teachers don't put into Social Security, but into CalSTRS, which is California State TEacher's Retirement System. I am getting disability through STRS. Basically, this means I now will not have a retirement plan, as they drain what's in your retirement account first, then I continue beyond that getting monthly checks as long as I qualify. Qualifying means that your doctor has to write a letter and fill out a form justifying the fact that you're unable to work. I'm assuming that other states also have a similar retirement program. If your school district has been taking money out of your check each month and putting it into your teacher's state retirement system, then you should be able to get what they call "retirement disability". If you didn't put in to social security as I didn't, then you can't get social security disability. I did put into Medicare, however, so I should be able to get that someday. I'm going to try to find out soon if I can qualify for Medicare sooner (I'm just 43). With soc. sec. disability, you can get Medicare early before retirement age after you've been on the disability for 2 yrs. I'll have been on the STRS retirement disability for 2 yrs this coming March. Even though it's not soc. sec. disability, it is a state government system, so I'm going to see if I still qualify for Medicare.

I'm telling you all this in hopes that maybe you'll discover that there is something there for you, after all. That is so lousy what your district is planning on doing to you and others. I went through getting pink slipped twice in the past far after I had tenure. I never actually lost my job, but the district does that every year to teachers, who end up not knowing if they have their job back again or not until August or September each year.

I will pray for you. So far as health insurance, I am currently paying into the plan through COBRA. It would be available to you too but, of course, it could be quite expensive. As of Jan 1st, prices went up and the district changed ins. companies- we had Aetna & I know have Health Net HMO. It's costing me $1494 a month for my family of five. My husband's work only contributes $150 towards the plan and since they're a small company, it's even more- it would cost us over $1500 a month and that would be for Blue Cross, which I'm told might not be as good as what I have.
It's a lot of money, but if you only need it for yourself, it wouldn't be as much as I said above- Health Net's cost for one person for my district is $457/month.

Best wishes to you- I'd call your union rep at the state level- you might even be able to take legal action against the district- maybe not for the layoff if it's actually in the contract, but possibly for their "oversight" in not getting disability for you. If you aren't proactive, no one will reach out and do anything for you- you've got to investigate yourself, unfortunately. There's got to be an attorney's group who works with issues for teachers, health insurance, etc. Good luck!

Lisa

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

thanks lisa
I wont be able to afford insurance
have already taken disability issue to state union and there is nothing they can do

PamPam2's picture
PamPam2
Posts: 376
Joined: Jan 2009

Hi Patteee
You could try for the state social security disability, or even SSI, it is not a lot of money, but it helps, and if you qualify for this you will also qualify for medicaid. This is what I had to do, as I had been a state employee for years, and wound up with nothing to fall back on, and no social security built up either. Thank goodness for the medicaid, it has paid for everything, all my surgery, tests, chemo, and scripts. I hope things will work out for you.
Pam

jillpls's picture
jillpls
Posts: 241
Joined: Mar 2008

I' am so sorry you have to deal with this. It's great that you can even work but to have to lose your job to contract issues is just not right. I worked for a school under classified and it was required to have disability insurance. But the teacher union voted against the requirement so I know some teachers who do not have disability insurance and are battling cancer. I wish I had good in site to offer but I don't. I can only keep you in prayers remind you that God offers hope. Jill

tootsie1's picture
tootsie1
Posts: 5056
Joined: Feb 2008

I don't really have any good answers, but I am SO sorry this has happened to you. I hope it turns out to be a scary thing that doesn't come true. We will pray for that! If it does come to pass, can you speak to your doctors and see if they have any suggestions? Perhaps someone in the business office can give you some suggestions.

Please let us know what happens, and I hope someone will have better answers than I do.

I'll be praying for you, dear.

*hugs*
Gail

Kathleen808's picture
Kathleen808
Posts: 2361
Joined: Jan 2009

Wow, unreal. I know that is how you feel. I am so sorry that you are in this scary situation. I am so bothered that this is happening in MN. We lived there for a few years and it seemed to be a place that did things right. This is soooo wrong! Is there any public health care in MN? I will pray for you, I don't know what else to do. Big hug to you.

Aloha,
Kathleen

Sundanceh's picture
Sundanceh
Posts: 4408
Joined: Jun 2009

Patteee

I'm at a loss of words here - looks like you've got all of the info and realize that you guys have been railroaded.

I hate for something like this to happen to a nice person like you.

Any chance they won't pick you? This world can be a very cruel place more than we all probably realize. I just hate to hear this and be helpless to offer any advice.

-Craig

Buzzard's picture
Buzzard
Posts: 3073
Joined: Aug 2008

Our shcools here are looking at getting rid of teachers with tenure or making it so hard on them they leave...They don't want any of the "old school" types so that they can tell the younger teachers exactly what to do, pay them a lot less, and know they will never say anything about it. Home schooling is beginning to be a norm around here...Prayers in the wind Pattee and I will keep the ears and thinking cap on for ya..........Love and Hope, Buzz

angelsbaby's picture
angelsbaby
Posts: 1171
Joined: May 2008

I am sorry that this is happening my thoughts and prayers go out to you. please take care

michelle

Patteee's picture
Patteee
Posts: 950
Joined: Jul 2009

thanks everyone

here are the realities

I know I am going to get axed- I can feel the cold steel on the back of my neck already
I then will lose health insurance- I will not be able to afford the cobra, which is like 600 a month.
It will be only a matter of time before I lose my house- cause lets face it, I am living pay check to pay check as it is, there is no way even with unemployment benefits that I can afford payments.
This is the reality of a single parent who has had the full fianical burden of getting 3 kids raised.
No, I definitely do not live in a mansion. I haven't had a vacation in years. I drive a 5 year old Saturn that I just broke down and put new tires on. I am paying on medical bills. I have cut the fat all the way off of everything, down now to pure basics.

I have no resources. None, zip. Nada.

This is my reality.

I have asked for strength and guidance- I know I am not alone with this. But it is happening and it will happen. There is no doubt. None.

pokismom's picture
pokismom
Posts: 153
Joined: Jul 2009

Dear Pateee,
I'm so sorry for your situation, I will pray for you also.
Much love
Donna

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