Stage 4: Just denied disability today...
Comments
-
Everyone that I know of is
Everyone that I know of is denied. No one gets it wothout having help from an attorney. If they can not afford one they try churches with legal aid or the united way or something. I just spoke to a woman whose son is mentally challenged. You can not tell except he keeps losing jobsbecuz he can not foLow directions due to his challenges. She said the same thing. You won't get anywhere without an attorney on this one. By the way her son was denied 2 times already and they have is childhood medical records and psyche reports. This is definitely a time when you need an advocate.0 -
Fight it!ketziah35 said:Everyone that I know of is
Everyone that I know of is denied. No one gets it wothout having help from an attorney. If they can not afford one they try churches with legal aid or the united way or something. I just spoke to a woman whose son is mentally challenged. You can not tell except he keeps losing jobsbecuz he can not foLow directions due to his challenges. She said the same thing. You won't get anywhere without an attorney on this one. By the way her son was denied 2 times already and they have is childhood medical records and psyche reports. This is definitely a time when you need an advocate.
My husband made well over 1000 a month and although he went on disability aftr his stroke (and before the cancer) once his doctors declared him unable to work he qualified after a bit of a fight. They made us wait 6 months to become eligible and then I fought them for another 6 but we did get it (and retroactively!) I was lucky enough not to need to hire an attorney but often that is the way to go. You've been paying into the system now it is time for you to get the benefit you need and deserve!
Kathy0 -
Sorry butFriendinpenn said:You're right Buzzard
Thanks...It probably will have to go to this...
On a side note to you...I read all of your posts and you have a great way of expressing yourself and things I need to read...you make alot of sense...
Your a good man and I wish you well...
Friend In Penn
There is no SSD lawyer in this country that is going to get you disability benefits if you are working 30 hours a week! No way. Either you are disabled or you're not, that's the way they see it.
I think your anger is misdirected. You've worked at the same place for 25 years and you don't have any kind of disabily plan there? Why are they making you work 30 hours a week to keep your health insurance, that's not right nor is it humane!
Now for SSD, if you can afford to quit your job now and reapply you will get accepted. By law your company would have to give you 1 year of your current health insurance plan. I'm not sure when you become eligible for Medicare insurance but at worst it would be Jan 1 of 2012 BEFORE your health insurance runs out.
No lawyer is going to help you with this without you paying them a fee. You need to find someone that is familiar with SSD and Medicare that won't charge you $125 an hour.
Just my 2 cents after being where you are 6 years ago.
Oh and the whole 9 months thing is after you have been out, not working, and getting SSD benefits and THEN go back to work.
Lisa P.0 -
Kathy -ktlcs said:Fight it!
My husband made well over 1000 a month and although he went on disability aftr his stroke (and before the cancer) once his doctors declared him unable to work he qualified after a bit of a fight. They made us wait 6 months to become eligible and then I fought them for another 6 but we did get it (and retroactively!) I was lucky enough not to need to hire an attorney but often that is the way to go. You've been paying into the system now it is time for you to get the benefit you need and deserve!
Kathy
Could you please clarify something?
Re:
"My husband made well over 1000 a month and although he went on
disability aftr his stroke (and before the cancer) once his
doctors declared him unable to work he qualified "
Was he making $1,000 per month after his stroke, and after
his doctors found him unable to work?
John0 -
I got it with no problemsJohn23 said:Kathy -
Could you please clarify something?
Re:
"My husband made well over 1000 a month and although he went on
disability aftr his stroke (and before the cancer) once his
doctors declared him unable to work he qualified "
Was he making $1,000 per month after his stroke, and after
his doctors found him unable to work?
John
I applied back in April and was approved in less than a month. They then told me that I'd get my first check in October as there was a six month waiting period before you actually get paid. Unlike others I did not get any back pay by that's probably because I get short term disability from work at 50% pay for up to 52 weeks this after the first 13 weeks was at 100% pay. Then after a year I'd go onto long term disability but God willing my scan on Feb 1st will show NED and then I'm going back to work. I'll do the 9 month trial which is cool cause I can get paid from work and still get my full SSD pay. Only thing is if I go back out after that 9 month trial I'd have to start all over again by reapplying which makes no sense if it's the same disability but that's what I was told. Sounds like your gonna have to make less money in order tp get approved.
Your buddy in Dallas
Bobby0 -
Average Social Security Disability Paymentpepebcn said:Just for curiosity Wats the maximum they pay for disability in
the US.?
Hugs!
Here in the USA your disability payment is based on the money that you have paid into The Social Security System. Every year we get a benefit statement telling us an approximate monthly amount that we could recieve should we qualify for disability. The "average" monthly payment is around $1,100 per month although a few people do receive higher amounts based on higher earnings. If you are making over $1,000 per month you cannot qualify for Social Security Disability. It is definitely a "Catch 22". ( I do not receive any benefits as I have never worked enough to earn credits for disability...I can never qualify unless I get a job and work for many years! Hopefully my husband can afford to keep paying my medical insurance and bills! )
Hope this helps give you an idea of the little money that people are trying to live on!
Take Care.
Barb0 -
working/dissablity/Friendinpenn said:I actually work part time....
So what I was hoping was to fill the gap with ssd...
But again, at part time I make over a thousand gross a month so the guy says it doesn't matter my ailment... I don't qualify....
I took with me a file on my health issues: 30 chemos, 28 radiaions, colon, liver and lung resections, and he would'nt even look at them when I asked him to....
It was like there was no way I was going to be approved because I work at all...
So there's supposedly a SSD program that allows you to work for nine months and collect SSD to encouarage you to try to work....HELLOOOOOOOOOOOOO I want this....
I have been employed where am now for 25 years...I told the guy it wasn't like I have a bad cold and want to collect disability....
Still pisses me off.....
Friend in Pennsylvania
one thing you might try since you work part time, is to become an independent contractor ( work for your company but on a contract bases, ) you will be self employeed and get a 1099 at the end of the year. since you can take various deductions you can actually earn more money and be on disablity. I do consulting work n and am paid as an independent contractor, I get social security disablity and was approved with this income.
So if this works for you take your monthly income and subtract expenses, and then the end result is your monthly income. Keep the bottom number at or below $700 and you will be fine.
you can keep your health insurance provided by the employer because of your relationship thru the contract.
Try it.
Penny0 -
Barb -jararno said:Average Social Security Disability Payment
Here in the USA your disability payment is based on the money that you have paid into The Social Security System. Every year we get a benefit statement telling us an approximate monthly amount that we could recieve should we qualify for disability. The "average" monthly payment is around $1,100 per month although a few people do receive higher amounts based on higher earnings. If you are making over $1,000 per month you cannot qualify for Social Security Disability. It is definitely a "Catch 22". ( I do not receive any benefits as I have never worked enough to earn credits for disability...I can never qualify unless I get a job and work for many years! Hopefully my husband can afford to keep paying my medical insurance and bills! )
Hope this helps give you an idea of the little money that people are trying to live on!
Take Care.
Barb
Re:
"I can never qualify unless I get a job and work for many years!
Hopefully my husband can afford to keep paying my medical
insurance and bills! )"
My wife was in the same boat, as I'm sure many married woman
fall into. If you're married and never worked outside home (that's
actually more work/less pay), you can still apply for benefits under
your husbands's SSI account.
I began collecting years earlier than the usual SSI retirement age
to enable her to be able to collect SSI under my SSI account.
The amount one loses by collecting early, is more than made
up by the extended time you end up collecting!
The SSI laws change, so you'd have to check with the local office,
but I would definitely dig a bit deeper.
Best wishes,
John0 -
Not Eligible For Social Security DisabilityJohn23 said:Barb -
Re:
"I can never qualify unless I get a job and work for many years!
Hopefully my husband can afford to keep paying my medical
insurance and bills! )"
My wife was in the same boat, as I'm sure many married woman
fall into. If you're married and never worked outside home (that's
actually more work/less pay), you can still apply for benefits under
your husbands's SSI account.
I began collecting years earlier than the usual SSI retirement age
to enable her to be able to collect SSI under my SSI account.
The amount one loses by collecting early, is more than made
up by the extended time you end up collecting!
The SSI laws change, so you'd have to check with the local office,
but I would definitely dig a bit deeper.
Best wishes,
John
John....Thanks for the info. In my case I will never receive any Social Security Benefits as my husband is not covered under Social Security. He works for The Federal Government and is covered under a different program as he doesn't pay into Social Security. There are so many variations of programs in United States, hopefully those who qualify will get the help that they need!
Best Wishes,
Barb0 -
You have to follow the rulesbruins1971 said:I got it with no problems
I applied back in April and was approved in less than a month. They then told me that I'd get my first check in October as there was a six month waiting period before you actually get paid. Unlike others I did not get any back pay by that's probably because I get short term disability from work at 50% pay for up to 52 weeks this after the first 13 weeks was at 100% pay. Then after a year I'd go onto long term disability but God willing my scan on Feb 1st will show NED and then I'm going back to work. I'll do the 9 month trial which is cool cause I can get paid from work and still get my full SSD pay. Only thing is if I go back out after that 9 month trial I'd have to start all over again by reapplying which makes no sense if it's the same disability but that's what I was told. Sounds like your gonna have to make less money in order tp get approved.
Your buddy in Dallas
Bobby
You will qualify because of your condition. You also have to qualify economically. If you have more than 30k in assets you won't qualify. If you make more than a certain amount monthly you won't qualify. If you had more than 30k in assets you have to show where the assets went. If you've paid into the system you can get regular SS, but won't receive medicare for two years unless you need dialysis. Find the criteria and follow it. There is no other way.
Once you qualify, then you can get on one of the work programs if you like. They let you make a little money. Or you can work and make more but they will subtract it from your check. But you still keep the benefits. Qualifying is simply a matter of following the rules. No one can or will make an exception. You have to be considered indigent.0 -
SSDIsnommintj said:You have to follow the rules
You will qualify because of your condition. You also have to qualify economically. If you have more than 30k in assets you won't qualify. If you make more than a certain amount monthly you won't qualify. If you had more than 30k in assets you have to show where the assets went. If you've paid into the system you can get regular SS, but won't receive medicare for two years unless you need dialysis. Find the criteria and follow it. There is no other way.
Once you qualify, then you can get on one of the work programs if you like. They let you make a little money. Or you can work and make more but they will subtract it from your check. But you still keep the benefits. Qualifying is simply a matter of following the rules. No one can or will make an exception. You have to be considered indigent.
Has no indigency requirement, you are confusing it with another program (SSI? Medicaid?)
Stage IV qualifies faster due to compassionate clause instituted in 2008. There are still other rules, and they have to be met.
This is the best link I could find:
http://www.medicare.com/medicare-coverage-basics/can-i-get-medicare-if-i-am-under-65.html
As I understand it, eligibility starts 6 months after you last work, rather than 2 years (at which time most with a stage IV dx are already dead) which was the previous standard.
Friend,
You have to give up or reduce the income. In the long run these programs will bring you enough benefits to cover the short term pain now. And consider yourself lucky, a mere four years ago you wouldn't have qualified at all.0 -
Bobbybruins1971 said:I got it with no problems
I applied back in April and was approved in less than a month. They then told me that I'd get my first check in October as there was a six month waiting period before you actually get paid. Unlike others I did not get any back pay by that's probably because I get short term disability from work at 50% pay for up to 52 weeks this after the first 13 weeks was at 100% pay. Then after a year I'd go onto long term disability but God willing my scan on Feb 1st will show NED and then I'm going back to work. I'll do the 9 month trial which is cool cause I can get paid from work and still get my full SSD pay. Only thing is if I go back out after that 9 month trial I'd have to start all over again by reapplying which makes no sense if it's the same disability but that's what I was told. Sounds like your gonna have to make less money in order tp get approved.
Your buddy in Dallas
Bobby
Wow, I was approved in 20 days and got my first check the very next month. I didn't wait six months to get it. My medicare starts this February 1st. I applied back in March of last year, had first check in April of last year.
Winter Marie0 -
Angelherdizziness said:Bobby
Wow, I was approved in 20 days and got my first check the very next month. I didn't wait six months to get it. My medicare starts this February 1st. I applied back in March of last year, had first check in April of last year.
Winter Marie
went to the office and got his check in 30 days but he paper work said stage 4 terminal that may have made a big differance .
michelle0 -
Michelleangelsbaby said:Angel
went to the office and got his check in 30 days but he paper work said stage 4 terminal that may have made a big differance .
michelle
That's what mine said too, Stage IV Terminal. I noticed yesterday, the paperwork said Stage IV colon, mets to liver, the word Terminal was gone.
Winter Marie0 -
sick pay
Hi Friendinpenn,
Sick pay paid by your employer does not count against you when you file for disability.
You can collect sick pay & apply for your disability at the same time.
Maybe you can get your employer to pay you enough sick pay to keep your insurance going while you file for your disability. Medicare kicks in after 24 months.0 -
Disability
Hi,
My name is Karen and I read your story. I am a survivor of colorectal cancer and a Disability Examiner for Social Security. Part of the criteria to receive Social Security Disability Benefits is that you are not working or earning a certain amount of money. The Social Security Offices have the SGA or Substantial Gainful Employment levels. They change each year. It doesn't mean that you are not disabled, it is just that there is a cap on how much you can earn per month. I truly understand how upset it made you. I pray that things improve for you and have a great day.
Peace and Blessings to You.0 -
Thanks for your message Karen!Eltina21 said:Disability
Hi,
My name is Karen and I read your story. I am a survivor of colorectal cancer and a Disability Examiner for Social Security. Part of the criteria to receive Social Security Disability Benefits is that you are not working or earning a certain amount of money. The Social Security Offices have the SGA or Substantial Gainful Employment levels. They change each year. It doesn't mean that you are not disabled, it is just that there is a cap on how much you can earn per month. I truly understand how upset it made you. I pray that things improve for you and have a great day.
Peace and Blessings to You.
I guess what I was upset about was that I want try to work as much as I can but have days where I can't...I know you would understand this,
Anways, I thought I could continue to work as mucha as I could and social security would fill in the "gap" of my chemo treatment days...
I do understand now that this is not possible unless my income falls below a certain level....
Thanks again for your message
Your Friend-in-Penn0
Discussion Boards
- All Discussion Boards
- 6 CSN Information
- 6 Welcome to CSN
- 121.6K Cancer specific
- 2.8K Anal Cancer
- 446 Bladder Cancer
- 308 Bone Cancers
- 1.6K Brain Cancer
- 28.5K Breast Cancer
- 395 Childhood Cancers
- 27.9K Colorectal Cancer
- 4.6K Esophageal Cancer
- 1.2K Gynecological Cancers (other than ovarian and uterine)
- 13K Head and Neck Cancer
- 6.3K Kidney Cancer
- 671 Leukemia
- 791 Liver Cancer
- 4.1K Lung Cancer
- 5.1K Lymphoma (Hodgkin and Non-Hodgkin)
- 234 Multiple Myeloma
- 7.1K Ovarian Cancer
- 56 Pancreatic Cancer
- 487 Peritoneal Cancer
- 5.4K Prostate Cancer
- 1.2K Rare and Other Cancers
- 534 Sarcoma
- 719 Skin Cancer
- 646 Stomach Cancer
- 190 Testicular Cancer
- 1.5K Thyroid Cancer
- 5.9K Uterine/Endometrial Cancer
- 6.3K Lifestyle Discussion Boards