CSN Login
Members Online: 13

All I can say about this article is, WOW who knew!

jcortney's picture
jcortney
Posts: 423
Joined: Sep 2012

http://health.usnews.com/health-news/hospital-of-tomorrow/articles/2013/10/30/top-hospitals-opt-out-of-obamacare

phrannie51's picture
phrannie51
Posts: 3726
Joined: Mar 2012

Mayo, Children's, MD Anderson....and oh so many other top hospitals are opting out.  People who had good insurance but lost it due to the ACA know that their new care ain't at all what their old care was.....those who never had insurance before don't know what they're missing out on....even if they managed to sign up, and gulped at the deductables.....if signing up was a challange, wait till they try to find doctors who will take the insurance.

......and this is only the beginning.....

p

CivilMatt's picture
CivilMatt
Posts: 2957
Joined: May 2012

Joe,

First it was peanuts and now obamacare. A little more and I’ll have to call you Joeipedia and make you the go to guy for information.

There is something new every day.

Matt

jcortney's picture
jcortney
Posts: 423
Joined: Sep 2012

As long as you don't call me

Joeileaks......

Skiffin16's picture
Skiffin16
Posts: 8087
Joined: Sep 2009

l

ratface's picture
ratface
Posts: 1248
Joined: Aug 2009

There is no value in scaring people. The article is written as a scare tactic and should be digested as such. Hospitals cannot opt out of Obamacare. I would think at least on a cancer site the reception might be a bit more friendly. Have we forgotten what it was like for those with pre-exiisting conditions? If you read the full article as well as the commentary you will see that it is the insurance companies that are not contracting with every hospital. Where before the hospital might have acceapted six or seven carriers they might now only be accceapting two. We will be have to be more vigilent in choosing our insurance carriers under Obamacare. Lets not throw the baby out with the bath water. In 2013 I couldn't get affordable insurance on the private market nor was my wife's mamagram covered. In 2014 I can do both. It's better to discuss specifics rather than writing articles that leave out pertinent information. Buyer beware as has always been the case. We will have to become more savy insurance shoppers.

jim and i's picture
jim and i
Posts: 1627
Joined: May 2011

Thank you Ratface. I am so tired of the scare tactics. Obama care isn't perfect, but neither was what we had before. As with all research and surveys, "consider the source." Recently Sea World did a survey on whether the documentary showing cruelty to killer whales changed opinions of people towards Sea World. It showed 99% said no. When independant news source researched who took the survey they found that almost all respondants used Sea World computers and one computer 100s of times.

Debbie

donfoo's picture
donfoo
Posts: 1238
Joined: Dec 2012

saying this?

Obamacare/ACA is still such an emotional issue, it seems CSN, at least this HNC specific forum, might be better served if we all agree to keep thge discussion on this topic well constrained. I suspect many have decided not to jump on this; at least I speak for myself to not engage as it serves no purpose to anyone dealing with specific concerns related to their diagnosis or treatement or improving one's mentla outlook as a cancer survivor. Personally, I'm fine with letting this thread act as the Octagon but would think it best if it all stays here. Just my two cents, as always, Don Cool

spector551's picture
spector551
Posts: 109
Joined: Nov 2013

Don, I agree with you, buddy. I almost jumped on it and then pulled out at the last second because I knew that there wasn't a place for a politically motivated anything on this forum. I have lots of other forums where I can talk about my libertarian views. Here, all I really want to talk about is the how to's of survival.

ratface's picture
ratface
Posts: 1248
Joined: Aug 2009

Which is in every cancer treatment waiting room across America has devoted this months entire issue to paying for Cancer. It's a reality we will all face and continue to face in follow-up. I think Insurance is valid discussion on this forum. Our system is evolving and I  just think we all will be affected no matter what side we stand on. I welcome opinions on it's many facets. I need to learn the whole picture and can look at it objectively

dlygoblue's picture
dlygoblue
Posts: 28
Joined: Mar 2012

Agreed! What better place TO discuss this issue?! Part of dealing with this horrid disease is finding and discussing resources of every kind, including the financial aspect.  If people in this forum can provide useful information (note: information. Not rumor), then that information is helpful to someone. This forum debates different topics all the time (pot, homeopathic vs. chemical meds, radiation or not, etc.). So let’s continue the discussion, and try to provide facts and personal experiences. Unless someone KNOWS from a personal experience that a hospital has “opted out”, we should assume that they are not and can not. It’s the insurance companies who are cancelling policies. That part IS a fact.

David.

donfoo's picture
donfoo
Posts: 1238
Joined: Dec 2012

I'm am 100% onboard having meaningful dialog about the topic of insurance, employer sponsored group plans, government sponsored plans, or any other form of valid and viable heath insurance.  The fact is the choice of insurance plans offered under ACA serverly restrict access to the top facilities as shown in this chart. When access to many of the top facilities is limited to a single insurance company, there is little to discuss or debate. Take it or leave it.

I'm also fully in agreement that this is a evolving situation and likely to keep changing a lot during 2014, especially as the employer mandate kicks in and what that does to the majority of folks.

Keep the posts coming although bashing Obabacare offers far less substance than those relaying new facts and twists and turns over the rough terrain ahead of us.

Thanks

Don

Mikemetz's picture
Mikemetz
Posts: 345
Joined: Nov 2011

I read the CURE magazine articles just yesterday, and I think they have presented a balanced look at ACA.  I also think that we on CSN can have an open discussion about the changes, problems, benefits, etc, without politicizing this thing.  Cancer doesn't care if you are a democrat, republican, libertarian, etc. I think we can do everyone here, espcially the newbies and their caretakers, a huge favor by communicating what we will learn about ACA in the coming months (not what we think will/won't happen), so that we can give them better advice when we get those posts that start with, "Hi, new on this site--have some questions about insurance".  Only time will tell how ACA will impact cancer patients and survivors, so let's try to collect facts to pass along to them and among ourselves--not fears.

Mike

 

ratface's picture
ratface
Posts: 1248
Joined: Aug 2009

I just wanted to make a few points I took from the attached article: Cure magazine:

http://www.curetoday.com/index.cfm/fuseaction/article.show/id/2/article_id/2233

There is now no lifetime limit on insurance

There is now no anuual limit on services

There is now no limit on costs of  cancer drugs

Pre-existing conditions are covered for everyone including children

 

These are a very big deal for cancer patients where treatment and chemo can be years in the process and run into the millions. A big expense for us is chemo drugs which before could easily surpass the dollar limits.  In 2014 I can no longer be denied insurance for having a pre-existing condition, "Cancer".  Just days ago we were all in a  discriminated class of people. I agree that much evolution must take place and many bugs worked out, but the non discrimination is a huge step in the right direction. 

 

 

 

 

http://www.curetoday.com/index.cfm/fuseaction/article.show/id/2/article_id/2233

 

 

donfoo's picture
donfoo
Posts: 1238
Joined: Dec 2012

It is obviously clear the readership of this forum makes out far far better than the average citizen under ACA. Treating our disease places us at the high end of payments doled out by the insurance companies. Until ACA they were able to weave and dodge and leave us underinsured or uninsured. Those days are over thank God.

You can bet they will still play as many games as they always have to dodge making payments. Even though such statements as cancer drug costs are now unlimited, you can bet they will find ways to keep the expensive therapies off their list of what they approve. Think of the comparatively very inexpensive MuGard and how few carriers will pay out. You know when drug therapies run into six figures, they will really put on the press to avoid processing those requests. That said, ACA is still a great advantage to at least make them work harder to earn their profits.

Mikemetz's picture
Mikemetz
Posts: 345
Joined: Nov 2011

Ratface, and the CURE article point out some great benefits to cancer (and other catastrophic disease/injury) patients/survivors.  About a year ago I did a tally of what my insurance company had paid out since I started to see doctors in late 2008 for what turned into a cancer diagnosis and treatments.  Up through late 2013, my paid bills were already over $1 million and I am looking at a major surgery and recovery period this year due to side effects from rads.  My insurance policy had a lifetime limit of $1 million, so I would now be out-of-pocket and unable to get new insurance  without those features of ACA. I am still 4+ years away from qualifying for Medicare.   I am fortunate to have excellent insurance through my employer, but DECLINED excellent insurance would have put me in a huge financial hole (and getting bigger) were it not for those parts of ACA.

Mike

 

cureitall66's picture
cureitall66
Posts: 862
Joined: Aug 2012

I gathered the same information you did when I got the magazine last month.....impressive to humanity! We here are personally getting more coverage for things we never got before or could afford. I'm pleased so far.

I am in favor of discussion on insurance anytime! ...as someone put, "Cancer doesn't care if your democrat, republican, libertarian, etc."

~C

Subscribe with RSS
About Cancer Society

The content on this site is for informational purposes only. It is not a substitute for professional medical advice. Do not use this information to diagnose or treat a health problem or disease without consulting with a qualified healthcare provider. Please consult your healthcare provider with any questions or concerns you may have regarding your condition. Use of this online service is subject to the disclaimer and the terms and conditions.

Copyright 2000-2014 © Cancer Survivors Network