Can't get any funding for Avastin . . . . . what the 'F' am I supposed to do now?!?!?!

yoga
yoga Member Posts: 87
Hello all,

I am at my wits end. My first round of treatments has stopped working - 30 treatments total of Irinotican, Leucovoren and 5FU (sorry . . . . didn't check spelling on these). The tumors on my liver are growing again. SHEEEEEET!!!!

So, I am now on Oxaliplatin (spelling again!), Leucovorin, 5FU and Calcium/Magnesium both before and after. My oncologist wants me to go back on Avastin. I did my first 10 rounds with it and was taken off because of some bleeding. He has discussed the possible outcomes of going back on Avastin (massive bleeding - life-threatening) but I have chosen to do it. HOWEVER - my OHIP (Ontario Hospital Insurance Plan) won't cover it because it is now a 2nd line treatment. Last week I spent hours on the phone with my private insurance company and a hospital patient funding advocate has as well - just received a form letter in the mail tonight. Essentially they have told me to FOAD. Nice eh? The only funding I can seem to get is from Roche, who will give me 20% of the cost which leaves me with $1400 every two weeks. Considering I am on LTD and my husband is working contract work I am not sure what I am going to do.

Do I go into my long term savings? Do I even need long term savings at this point in my life? Do I start cashing in on my pension plan? Will I even be around to get a pension? I just don't know what to do and where to turn.

You know, I thought Canada had a great health care system until I discovered the world of cancer . . . . now I realize just how bad it is. Those with loads of $ are sitting pretty and those without, well . . . . . it is like they really don't deserve to live. I do believe - when I pull myself together - I will be going to visit my local MPP and MP (Member of Provincial Parliament and Member of Parliament). There are some things I feel they need to hear from a fed up, frustrated and very short-haired woman who has loads of extra time on her hands at the moment. I know there are some members of my local government that shrink when they see me coming - time for some others to begin shrinking when they see me coming.

Any thoughts on what to do about covering treatment? Maybe some of you have been in this situation and have some ideas.

Thanks so much to all of you who are here so often and put the time into responding and sharing.
yoga jo
(I have just read over my post and realized that I used the word 'eh'. . . . . how much more Canadian can I get! :D )

Comments

  • standbyme
    standbyme Member Posts: 41
    avastin
    Hi,
    We live in Saskatchewan. My husband received 52 rounds of folfiri plus avastin before the tumours in his lungs began to grow. At that time the oncologist switched him to folfox and stopped the avastin. I questioned this and she said once the cancer progresses the avastin is deemed to have failed. We weren't neccessarily happy about it but I guess they a protocol they follow and it must be the same in Ont. as Sk.
    I wish you the best.

    Judy
  • th_in_canada
    th_in_canada Member Posts: 46
    treatment
    Oh my goodness!!! I had no idea this is happening in Canada. I live in Alberta. My 2nd line was only irinotecan and the 3rd was only vectibix and I was never offered erbitux. I asked with the 2nd line about having something else in addition (like xeloda) but was told no. Maybe funding was why not! I just thought my oncologist wasn't very good. I don't know what to say other than contact your MPP and write a letter to the newspaper or contact a local tv station. That's what I've been told to do. My oncologist refuses to make an application for me to go to the States for rfa procedures even though I found a surgeon who will do it.
    I'm assuming you're KRAS mutant and that's why you weren't offered vectibix or erbitux.

    I was just checking on my "go-to-site" for colorectal cancer (colorectal-cancer.ca) and found this tidbit:
    "Access to cancer drugs in Canada varies significantly among provinces, resulting in inequities across the country"

    On a lighter note, I am also a "fed up, frustrated and very short-haired woman who has loads of extra time on her hands".

    Keep fighting!
    Tricia
  • pete43lost_at_sea
    pete43lost_at_sea Member Posts: 3,900 Member
    just give them helll yoga
    i am so sorry, maybe the lef protocol may help.
    i am rereading the the big yellow lef bible right now and about to pop
    my cimetidine.

    it would be so wonderful it worked better than avastin, its so much cheaper.

    i know its not what you want, but at least its an option.

    i pray whatever you do works!!!!!!!!!!!!!!!111

    hugs,
    pete

    ps the path least trodden is not so scary when you are not alone!
    and you are not!
  • maglets
    maglets Member Posts: 2,576 Member

    just give them helll yoga
    i am so sorry, maybe the lef protocol may help.
    i am rereading the the big yellow lef bible right now and about to pop
    my cimetidine.

    it would be so wonderful it worked better than avastin, its so much cheaper.

    i know its not what you want, but at least its an option.

    i pray whatever you do works!!!!!!!!!!!!!!!111

    hugs,
    pete

    ps the path least trodden is not so scary when you are not alone!
    and you are not!

    hi yoga
    ohh I am so sorry you are having to fight this battle for drugs....as if you need the strees.

    It seems sometimes to me that the breast ladies are doing a better job than we are....get those brown tshirts made up...

    my onc will actually lie for me for funding.....and one time when she wanted xeloda she got me on with servies with CCAC and they picked up the funding. Any chance you could talk to the oncologial pharmacist at your hospital....they are very knowlegable about pulling ropes and what is funded how by who.

    mags
  • maglets
    maglets Member Posts: 2,576 Member
    maglets said:

    hi yoga
    ohh I am so sorry you are having to fight this battle for drugs....as if you need the strees.

    It seems sometimes to me that the breast ladies are doing a better job than we are....get those brown tshirts made up...

    my onc will actually lie for me for funding.....and one time when she wanted xeloda she got me on with servies with CCAC and they picked up the funding. Any chance you could talk to the oncologial pharmacist at your hospital....they are very knowlegable about pulling ropes and what is funded how by who.

    mags

    yoga jo
    have you looked into the Trillium foundation???
  • tanstaafl
    tanstaafl Member Posts: 1,313 Member
    our VEGF / EGFR inhibitor
    Sorry they are so unhelpful. That's a rude shock when they play their nasty games.

    Can't say what's best for you, we've used cimetidine literally from day 1 instead of avastin (also a VEGF inhibitor) to prevent new mets. I would study the LEF protocol, especially about cimetidine, PSK, and COX2 inhibitors - aspirin/celebrex/silymarin. Cimetidine may not be compatibile with oxaliplatin (need advice) but may be later be important. We use these adjuncts with long term oral maintenance chemo (UFT-LV) every day and other tumor inhibiting supplements and digestive supplements. Xeloda may be the only oral chemo there; UFT is available in Europe, So Am, and Asia.

    You might want to read our story (click tanstaafl) that it might be possible to do more with less spent.
  • pete43lost_at_sea
    pete43lost_at_sea Member Posts: 3,900 Member
    maglets said:

    yoga jo
    have you looked into the Trillium foundation???

    jo i got my folfox on compassionate grounds
    its not funded here for rectal.

    was going to cost $26,000 for 6 months.

    try what maglets suggested, something similar worked for me.

    an onc who can pull the right strings really helped me.

    thats why i love my onc, despite her conservative approach to my supplements.

    keep on trying and lets us know how you go.

    hugs,
    pete
  • smokeyjoe
    smokeyjoe Member Posts: 1,425 Member

    jo i got my folfox on compassionate grounds
    its not funded here for rectal.

    was going to cost $26,000 for 6 months.

    try what maglets suggested, something similar worked for me.

    an onc who can pull the right strings really helped me.

    thats why i love my onc, despite her conservative approach to my supplements.

    keep on trying and lets us know how you go.

    hugs,
    pete

    At some point I looked at
    At some point I looked at the Cancer Care Ontario website...there was something on there about Avastin, and it only being administered if the patient was on 5-FU and approved for only so many months (I think it was in the range of 6 months).
  • tanstaafl
    tanstaafl Member Posts: 1,313 Member
    our Canadian cousins
    I would be interested to know whether they can fund maintenance chemo indefinitely or some max period, like capecitabine (branded Xeloda until the generics arrive, 2012??). If you have a backbone chemo, we like oral UFT, there are off-label combos of natural and generic medicine that could help fill the gap for Avastin-Erbitux, especially 3rd or 4th line.

    Does Canada allow mail of family and offshore pharmacy from overseas like the US sort of does?

    Otherwise alternative med sounds like the only choice.
  • smokeyjoe
    smokeyjoe Member Posts: 1,425 Member
    tanstaafl said:

    our Canadian cousins
    I would be interested to know whether they can fund maintenance chemo indefinitely or some max period, like capecitabine (branded Xeloda until the generics arrive, 2012??). If you have a backbone chemo, we like oral UFT, there are off-label combos of natural and generic medicine that could help fill the gap for Avastin-Erbitux, especially 3rd or 4th line.

    Does Canada allow mail of family and offshore pharmacy from overseas like the US sort of does?

    Otherwise alternative med sounds like the only choice.

    Tans...what are the
    Tans...what are the off-label combos of natural and generic medicine that could fill the gap for Avastin?? Thanks :)
  • tanstaafl
    tanstaafl Member Posts: 1,313 Member
    smokeyjoe said:

    Tans...what are the
    Tans...what are the off-label combos of natural and generic medicine that could fill the gap for Avastin?? Thanks :)

    VEGF-Avastin
    natural and generic meds that could "help fill the gap"...
    VEGF is the Avastin target.
    There are at least three, perhaps cumulative in their effects (1) of course, cimetidine, (2) high dose vitamin C neutralizes histamine, which signals for more VEGF, (3) in UFT, tegafur contains a HIF inhibitor that controls many growth factors secretion including VEGF.

    Another part is for treatment of other common targets like COX2 overexpression, with aspirin or Celebrex, like LEF recommends.
  • th_in_canada
    th_in_canada Member Posts: 46
    tanstaafl said:

    VEGF-Avastin
    natural and generic meds that could "help fill the gap"...
    VEGF is the Avastin target.
    There are at least three, perhaps cumulative in their effects (1) of course, cimetidine, (2) high dose vitamin C neutralizes histamine, which signals for more VEGF, (3) in UFT, tegafur contains a HIF inhibitor that controls many growth factors secretion including VEGF.

    Another part is for treatment of other common targets like COX2 overexpression, with aspirin or Celebrex, like LEF recommends.

    cimetidine
    Is cimetidine available without a prescription in the US? It's not in Canada (at least not in Alberta). I'm heading to the States in January so I was hoping to pick up some then.
    Where does one get tegafur? It's not listed on our colon cancer drug guidelines.
  • westie66
    westie66 Member Posts: 642

    cimetidine
    Is cimetidine available without a prescription in the US? It's not in Canada (at least not in Alberta). I'm heading to the States in January so I was hoping to pick up some then.
    Where does one get tegafur? It's not listed on our colon cancer drug guidelines.

    Paying for chemo treatments
    Hi Yoga and others: I am also CAnadian and live in Ontario. Although I don't have colon cancer, I do have gallbladder cancer, which is very rare (I think there may be 6 of us with it - still alive - in Canada at the moment). Anyways, I had 12 treatments of cisplatin-gemcitibine from September 2010 to March 2011. No costs to me involved. It didn't really work for the cancerous nodules (6 of them) on my peritoneum resulting from the gallbladder cancer (which was removed with surgery April 2010). Since May 2011 I have been on oxaliplatin + irenotecan + 5FU pump for 42 hrs + leucovin. Unfortunately as I don't have colon cancer, I have to pay for the oxaliplatin as Cancer Care Ontario nor my private insurance plan covers it. I also have to pay for the irenotecan but get 85% back from my insurance plan (it isn't covered by Cancer Care Ontario either). As well, I have to pay $100/hr for chair time even though 5FU and leucovin are covered - as long as there is 1 private paid for chemical, you pay for chair time. The Trillium fund wouldn't cover any of it. I have had 12 treatments and have shelled out about $12,000 if not more which I had to take from my retirement fund (I am retired). The cancer centre in London has a plans coordinator and we fought both my employer and my private insurance company (ManuLife) to have the oxaliplatin covered and they said as long as it was being administered in a hospital setting that it was the job of Cancer Care Ontario to cover it. It was only approved in 2009 and Cancer Care Ontario won't fund it for non-colon cancer patients. Hopefully I'll get some money back on my income tax!
    However, the good news is that the oxaliplatin appears to be working on the peritoneum nodules as they haven't grown, there are no new ones, and 1 or 2 have even shrunk. So maybe it was worth the loss in my retirement monies. Maybe.
    I did check which provinces covered it and only British Columbia does - that province covers pretty much most of the chemo treatment drugs. Saskatchewan and the Maritime Provinces were the worst in coverage.
    Re surgeries not being done in Ontario - OHIP will cover some surgeries in the States if they aren't available here like the HIPEC surgery.
    Re breast cancer. Yup, apparently the breast cancer survivors are doing the right thing - campaigning for more research funding. They are doing a good job too! More power to them. Something we should do too.
    On a happier note, here in Ontario we don't pay for OHIP as they do in other provinces (my brother pays over $2500/yr for him and his wife) and just about everything else is covered. I think with cancer, it seems to be the new drugs that take awhile to get covered. Letters to our MPs, etc. would be a very good idea.
    Re cimetidine. Your doctor might write you a prescription for it which would be cheaper than buying it in the States I would think (I don't pay for prescriptions as I'm over 65 and my plan would cover them if I wasn't).
    Cheryl
  • laurettas
    laurettas Member Posts: 372

    cimetidine
    Is cimetidine available without a prescription in the US? It's not in Canada (at least not in Alberta). I'm heading to the States in January so I was hoping to pick up some then.
    Where does one get tegafur? It's not listed on our colon cancer drug guidelines.

    Walgreens
    My husband had to look around to find cimetidine--brand name Tagamet--but he did find it in Walgreens which I think is a national chain.
  • laurettas
    laurettas Member Posts: 372
    westie66 said:

    Paying for chemo treatments
    Hi Yoga and others: I am also CAnadian and live in Ontario. Although I don't have colon cancer, I do have gallbladder cancer, which is very rare (I think there may be 6 of us with it - still alive - in Canada at the moment). Anyways, I had 12 treatments of cisplatin-gemcitibine from September 2010 to March 2011. No costs to me involved. It didn't really work for the cancerous nodules (6 of them) on my peritoneum resulting from the gallbladder cancer (which was removed with surgery April 2010). Since May 2011 I have been on oxaliplatin + irenotecan + 5FU pump for 42 hrs + leucovin. Unfortunately as I don't have colon cancer, I have to pay for the oxaliplatin as Cancer Care Ontario nor my private insurance plan covers it. I also have to pay for the irenotecan but get 85% back from my insurance plan (it isn't covered by Cancer Care Ontario either). As well, I have to pay $100/hr for chair time even though 5FU and leucovin are covered - as long as there is 1 private paid for chemical, you pay for chair time. The Trillium fund wouldn't cover any of it. I have had 12 treatments and have shelled out about $12,000 if not more which I had to take from my retirement fund (I am retired). The cancer centre in London has a plans coordinator and we fought both my employer and my private insurance company (ManuLife) to have the oxaliplatin covered and they said as long as it was being administered in a hospital setting that it was the job of Cancer Care Ontario to cover it. It was only approved in 2009 and Cancer Care Ontario won't fund it for non-colon cancer patients. Hopefully I'll get some money back on my income tax!
    However, the good news is that the oxaliplatin appears to be working on the peritoneum nodules as they haven't grown, there are no new ones, and 1 or 2 have even shrunk. So maybe it was worth the loss in my retirement monies. Maybe.
    I did check which provinces covered it and only British Columbia does - that province covers pretty much most of the chemo treatment drugs. Saskatchewan and the Maritime Provinces were the worst in coverage.
    Re surgeries not being done in Ontario - OHIP will cover some surgeries in the States if they aren't available here like the HIPEC surgery.
    Re breast cancer. Yup, apparently the breast cancer survivors are doing the right thing - campaigning for more research funding. They are doing a good job too! More power to them. Something we should do too.
    On a happier note, here in Ontario we don't pay for OHIP as they do in other provinces (my brother pays over $2500/yr for him and his wife) and just about everything else is covered. I think with cancer, it seems to be the new drugs that take awhile to get covered. Letters to our MPs, etc. would be a very good idea.
    Re cimetidine. Your doctor might write you a prescription for it which would be cheaper than buying it in the States I would think (I don't pay for prescriptions as I'm over 65 and my plan would cover them if I wasn't).
    Cheryl

    Peritoneal mets
    Hi Cheryl,
    I was curious, how does your doctor keep track of the peritoneal mets? I have read that they sometimes don't appear on CT scans, at least not until they are fairly large. My husband's radiologist mentions the size of one for comparison but I don't know how many show up on the scans since they never say. I know he has many because we saw them in photos the surgeon took.
  • tanstaafl
    tanstaafl Member Posts: 1,313 Member

    cimetidine
    Is cimetidine available without a prescription in the US? It's not in Canada (at least not in Alberta). I'm heading to the States in January so I was hoping to pick up some then.
    Where does one get tegafur? It's not listed on our colon cancer drug guidelines.

    where
    UFT is Uracil-Tegafur (coded FT) also Taiho's brand name, works much better than tegafur alone. Apparently UFT is not available in Canada either then, it is in UK, Europe, SoAm, Asia. Taiho in Japan is the original mfr, inexpensive generics are made in India, So Korea, China and Taiwan, distributed throughout Asia. Bristol Meyers Squibb or Merck KGA in Europe. You would have to make sure you get UFT and not just tegafur pills, they are under lots of brand names.

    We use UFT daily with PSK (a specific mushroom extract, a US packaged clone actually), and don't use UFT off and on like most trials. UFT wears down the white blood cells (WBC) but the Japanese figured out PSK to keep the WBC, RBC and platelets up (One oncologist cited the erosion but didn't know about PSK. So much for expertise.). Xeloda may kill nodes better, CIM-UFT-LV (low dose LV for wife's stage IV) with PSK looks like better daily coverage for circulating cells spreading - we aim to contain, stop new mets, and then cut any old nodes out that grow, so oncologists will be underwhelmed. Even though my wife exceeds their prognoses in all ways (and uses a lot more targeted supplements). Life Extension Foundation, LEF.org, advocates the supplements with PSK and cimetidine without the UFT (or Xeloda, or 5FU).

    I am slightly aware of US Customs importation rules from 2 years ago but Canada is a whole new ball game and the other part is who would oversee UFT, etc, your inexperienced Canadian doctors? Online doctors, maybe Asian? (We used two+ doctors + "supplemental" advice to integrate it ourselves)

    I asked about chemo maintenance arrangements in Canada because Xeloda is what's available and then one could concentrate on things like cimetidine, targeted supplements and TCM. This is complementary or integrative medicine.

    Without chemo maintenance, you're "alternative" if using cimetidine, targeted supplements and/or TCM alone. We hope to be alternative someday.

    Without available surgical backup at home (slow, expensive or permission based), one becomes a medical tourist.
  • westie66
    westie66 Member Posts: 642
    tanstaafl said:

    where
    UFT is Uracil-Tegafur (coded FT) also Taiho's brand name, works much better than tegafur alone. Apparently UFT is not available in Canada either then, it is in UK, Europe, SoAm, Asia. Taiho in Japan is the original mfr, inexpensive generics are made in India, So Korea, China and Taiwan, distributed throughout Asia. Bristol Meyers Squibb or Merck KGA in Europe. You would have to make sure you get UFT and not just tegafur pills, they are under lots of brand names.

    We use UFT daily with PSK (a specific mushroom extract, a US packaged clone actually), and don't use UFT off and on like most trials. UFT wears down the white blood cells (WBC) but the Japanese figured out PSK to keep the WBC, RBC and platelets up (One oncologist cited the erosion but didn't know about PSK. So much for expertise.). Xeloda may kill nodes better, CIM-UFT-LV (low dose LV for wife's stage IV) with PSK looks like better daily coverage for circulating cells spreading - we aim to contain, stop new mets, and then cut any old nodes out that grow, so oncologists will be underwhelmed. Even though my wife exceeds their prognoses in all ways (and uses a lot more targeted supplements). Life Extension Foundation, LEF.org, advocates the supplements with PSK and cimetidine without the UFT (or Xeloda, or 5FU).

    I am slightly aware of US Customs importation rules from 2 years ago but Canada is a whole new ball game and the other part is who would oversee UFT, etc, your inexperienced Canadian doctors? Online doctors, maybe Asian? (We used two+ doctors + "supplemental" advice to integrate it ourselves)

    I asked about chemo maintenance arrangements in Canada because Xeloda is what's available and then one could concentrate on things like cimetidine, targeted supplements and TCM. This is complementary or integrative medicine.

    Without chemo maintenance, you're "alternative" if using cimetidine, targeted supplements and/or TCM alone. We hope to be alternative someday.

    Without available surgical backup at home (slow, expensive or permission based), one becomes a medical tourist.

    Cimitibine
    Hi: We don't have Walgreen's in Canada but it is available on a doctor's prescription, if you can find one who will give you the prescription! And if you are close to a border city it may be worthwhile going across to get it.
    Cheryl
  • CherylHutch
    CherylHutch Member Posts: 1,375
    westie66 said:

    Paying for chemo treatments
    Hi Yoga and others: I am also CAnadian and live in Ontario. Although I don't have colon cancer, I do have gallbladder cancer, which is very rare (I think there may be 6 of us with it - still alive - in Canada at the moment). Anyways, I had 12 treatments of cisplatin-gemcitibine from September 2010 to March 2011. No costs to me involved. It didn't really work for the cancerous nodules (6 of them) on my peritoneum resulting from the gallbladder cancer (which was removed with surgery April 2010). Since May 2011 I have been on oxaliplatin + irenotecan + 5FU pump for 42 hrs + leucovin. Unfortunately as I don't have colon cancer, I have to pay for the oxaliplatin as Cancer Care Ontario nor my private insurance plan covers it. I also have to pay for the irenotecan but get 85% back from my insurance plan (it isn't covered by Cancer Care Ontario either). As well, I have to pay $100/hr for chair time even though 5FU and leucovin are covered - as long as there is 1 private paid for chemical, you pay for chair time. The Trillium fund wouldn't cover any of it. I have had 12 treatments and have shelled out about $12,000 if not more which I had to take from my retirement fund (I am retired). The cancer centre in London has a plans coordinator and we fought both my employer and my private insurance company (ManuLife) to have the oxaliplatin covered and they said as long as it was being administered in a hospital setting that it was the job of Cancer Care Ontario to cover it. It was only approved in 2009 and Cancer Care Ontario won't fund it for non-colon cancer patients. Hopefully I'll get some money back on my income tax!
    However, the good news is that the oxaliplatin appears to be working on the peritoneum nodules as they haven't grown, there are no new ones, and 1 or 2 have even shrunk. So maybe it was worth the loss in my retirement monies. Maybe.
    I did check which provinces covered it and only British Columbia does - that province covers pretty much most of the chemo treatment drugs. Saskatchewan and the Maritime Provinces were the worst in coverage.
    Re surgeries not being done in Ontario - OHIP will cover some surgeries in the States if they aren't available here like the HIPEC surgery.
    Re breast cancer. Yup, apparently the breast cancer survivors are doing the right thing - campaigning for more research funding. They are doing a good job too! More power to them. Something we should do too.
    On a happier note, here in Ontario we don't pay for OHIP as they do in other provinces (my brother pays over $2500/yr for him and his wife) and just about everything else is covered. I think with cancer, it seems to be the new drugs that take awhile to get covered. Letters to our MPs, etc. would be a very good idea.
    Re cimetidine. Your doctor might write you a prescription for it which would be cheaper than buying it in the States I would think (I don't pay for prescriptions as I'm over 65 and my plan would cover them if I wasn't).
    Cheryl

    The differences
    Hi Cheryl and my fellow Canadians,

    When I first heard that there were major differences when it came to cancer treatment funding among the provinces, I was shocked. I think the first time I hear this was here on the CSN Board. I forget what the topic was but it was one of the treatments (it could have been Avistan) and how those living in Ontario had to pay for it out of pocket. Ontario is a huge province, and one of our richest, so it shocked me that those living in Ontario were not getting the same funding as those of us living in say, BC. I have since learned it's even worse than which province you live in... it could be the area of the province!

    Yes, Canada has a National Healthcare system where the rule is, "affordable healthcare" is available to all Canadians. The Feds contribute a huge portion of the money for this system and they give it to each province. It is up to the province to then manage the healthcare system for their province. Obviously, the amount they get from the Feds does not support each province 100%, so it's up to each province to figure out how they are going to make up the difference and what exactly their own provincial plan will cover. So, you then have where some provinces (BC being one of them) charge monthly premiums... of which, for a lot of people their employer covers as an employee benefit. If you do have to pay your own (IE: self-employed), the monthly premiums are very reasonable in comparison with private insurance. Just off the top of my head, for a single person, the monthly premiums were $54/month (not sure if they have recently gone up). I took early retirement because I had my years of service when I was 55, so as a fully pensioned retiree, I now pay my own medical since I'm not employed, but because I'm a retiree, I get it for $22/month. THAT is what they mean by affordable medical... where you are not going to go broke paying the monthly medical insurance premiums. Now, what you get for that will vary from province to province.

    I'm sure that BC Medical and Ontario Medical are probably fairly similar in what they cover. BC Medical covers very few, if any, chemo drugs. But the reason for that is because the BC Cancer Agency covers them. Now whether BC Medical gives the Cancer Agency money to subsidize the cost, I'm not sure... but I do know BC Medical is not billed for any of my chemo treatments, or any treatment (scans, blood work, IV hydration, etc) that is done at the Cancer Agency. If I end up in the hospital for any reason, then anything done at the hospital, or doctors visits, etc. are all covered by BC Medical. Confusing, no?

    The only problem I've ever had, and it wasn't really my problem, but was frustrating nonetheless, was when I was on the 5FU/Oxy and I had to start my radiation treatments. My Onc was concerned that it was going to be too much to do the FOLFOX while I was also having daily radiation... so she wanted to switch me to Xeloda while I was getting the radiation treatments. The Cancer Agency turned down the funding since as far as they were concerned I could have the FOLFOX (which is cheaper than Xeloda) and BC Med refused to pay because either treatment was a chemo and was to be covered by the Cancer Agency. I can't remember all the details because my oncologist was the one who dealt with all of this, including my Extended Health (insurance) and I think it was my Extended Health that ended up covering the Xeloda rather than me having do do the FOLFOX while going through radiation.

    But others can attest to it's where you live that can make the difference. I go to the BC Cancer Agency here in Vancouver and so far, I have not had to pay for anything... cancer treatments or any medical procedure. I hadn't even heard about "chair fees" until you mentioned it in your post, Cheryl. Yet, I go every two weeks and sit in one of the chemo chairs for 4-5 hours every two weeks. Yikes! That would be $400 - $500 just to sit, if I had to pay that! Others have said that their oncologist can only order so many treatments of certain drugs that will get paid for... whereas my oncologist has told me if a treatment/drug is working for me, then I will get it for as long as it is still working.

    I think it all boils down to WHO is paying for cancer treatments and for most provinces, it's not their provincial medical plan that is paying them. Whether it's private funding, or funding through the Provincial Cancer Agencies... and then just how much they can cover depends on the fundraising that is done in a particular province. I would think that the smaller provinces would have the most problems and least coverage... but it surprises me to hear Ontario has so many limitations. And it certainly doesn't help anyone, no matter where you live to know that where you live the funding is not available, but if you were to move to another province, the funding for that particular treatment is available. That just seems so wrong in this country of ours, but I swear if one were to dig it all comes down to politics :/

    Cheryl in Vancouver
  • tanstaafl
    tanstaafl Member Posts: 1,313 Member

    The differences
    Hi Cheryl and my fellow Canadians,

    When I first heard that there were major differences when it came to cancer treatment funding among the provinces, I was shocked. I think the first time I hear this was here on the CSN Board. I forget what the topic was but it was one of the treatments (it could have been Avistan) and how those living in Ontario had to pay for it out of pocket. Ontario is a huge province, and one of our richest, so it shocked me that those living in Ontario were not getting the same funding as those of us living in say, BC. I have since learned it's even worse than which province you live in... it could be the area of the province!

    Yes, Canada has a National Healthcare system where the rule is, "affordable healthcare" is available to all Canadians. The Feds contribute a huge portion of the money for this system and they give it to each province. It is up to the province to then manage the healthcare system for their province. Obviously, the amount they get from the Feds does not support each province 100%, so it's up to each province to figure out how they are going to make up the difference and what exactly their own provincial plan will cover. So, you then have where some provinces (BC being one of them) charge monthly premiums... of which, for a lot of people their employer covers as an employee benefit. If you do have to pay your own (IE: self-employed), the monthly premiums are very reasonable in comparison with private insurance. Just off the top of my head, for a single person, the monthly premiums were $54/month (not sure if they have recently gone up). I took early retirement because I had my years of service when I was 55, so as a fully pensioned retiree, I now pay my own medical since I'm not employed, but because I'm a retiree, I get it for $22/month. THAT is what they mean by affordable medical... where you are not going to go broke paying the monthly medical insurance premiums. Now, what you get for that will vary from province to province.

    I'm sure that BC Medical and Ontario Medical are probably fairly similar in what they cover. BC Medical covers very few, if any, chemo drugs. But the reason for that is because the BC Cancer Agency covers them. Now whether BC Medical gives the Cancer Agency money to subsidize the cost, I'm not sure... but I do know BC Medical is not billed for any of my chemo treatments, or any treatment (scans, blood work, IV hydration, etc) that is done at the Cancer Agency. If I end up in the hospital for any reason, then anything done at the hospital, or doctors visits, etc. are all covered by BC Medical. Confusing, no?

    The only problem I've ever had, and it wasn't really my problem, but was frustrating nonetheless, was when I was on the 5FU/Oxy and I had to start my radiation treatments. My Onc was concerned that it was going to be too much to do the FOLFOX while I was also having daily radiation... so she wanted to switch me to Xeloda while I was getting the radiation treatments. The Cancer Agency turned down the funding since as far as they were concerned I could have the FOLFOX (which is cheaper than Xeloda) and BC Med refused to pay because either treatment was a chemo and was to be covered by the Cancer Agency. I can't remember all the details because my oncologist was the one who dealt with all of this, including my Extended Health (insurance) and I think it was my Extended Health that ended up covering the Xeloda rather than me having do do the FOLFOX while going through radiation.

    But others can attest to it's where you live that can make the difference. I go to the BC Cancer Agency here in Vancouver and so far, I have not had to pay for anything... cancer treatments or any medical procedure. I hadn't even heard about "chair fees" until you mentioned it in your post, Cheryl. Yet, I go every two weeks and sit in one of the chemo chairs for 4-5 hours every two weeks. Yikes! That would be $400 - $500 just to sit, if I had to pay that! Others have said that their oncologist can only order so many treatments of certain drugs that will get paid for... whereas my oncologist has told me if a treatment/drug is working for me, then I will get it for as long as it is still working.

    I think it all boils down to WHO is paying for cancer treatments and for most provinces, it's not their provincial medical plan that is paying them. Whether it's private funding, or funding through the Provincial Cancer Agencies... and then just how much they can cover depends on the fundraising that is done in a particular province. I would think that the smaller provinces would have the most problems and least coverage... but it surprises me to hear Ontario has so many limitations. And it certainly doesn't help anyone, no matter where you live to know that where you live the funding is not available, but if you were to move to another province, the funding for that particular treatment is available. That just seems so wrong in this country of ours, but I swear if one were to dig it all comes down to politics :/

    Cheryl in Vancouver

    thanks, UFT??
    Thanks for that insight Cheryl. It's enlightening to see how insurance systems work.

    I'm really surprised that Canada was unable to take the hints from Japan and UK about oral UFT (224 mg uracil-100 mg tegafur) for low cost and convenience over IV 5FU to at least have it available. Potentially a huge cost savings, I think one of UFT's super advantages is that in continuous low dose mode, it helps prevent metastatic spread even if there are resistant nodes growing larger. This was the basis of my stage IV wife's successful second surgery for the para-aortic nodes after one year+ carriage. It is my analysis that generic UFT-LV treatment could be had for less than $1-2 per day in an uncorrupted drug system, similar to Walmart's $4 per month prescriptions in the US.

    For all countries groaning under cancer costs, the lack of a cheap, oral CIM-UFT(-LV)-PSK option for biomarked stage III patients just blows me away. Per the Asian papers, like Matsumoto(2002), it is my profound belief that most stage III (and II) patients that relapse were screwed without this option, even with painful, expensive Folfox tx instead.

    The US has an eccentric FDA that makes an excuse by the uracil part, a nontoxic DPD inhibitor, not being tumorcidal in and of itself! Someplace in North America, UFT needs to be registered, so everyone has a choice.
  • yoga
    yoga Member Posts: 87
    thank you . . . .
    Thank you all for your ideas and support . . . . you are all so appreciated. I have decided to just deal with Oxaliplatin for now (and juicing, alternatives, yoga, exercise, 'good' diet, etc.) and in the New Year pick up my battle with the 'powers-that-be' - whomever they are. I want to enjoy this Christmas season without the stress of papers, phone calls and crap.

    My oncologist has phoned my insurance company to make an appeal and has also written a letter of appeal. They have told him they will look at my case but it may 'take a while'.

    My plan for the New Year will be to first contact my hospital advocate who has been working on my behalf. If no luck there, I will go to my insurace company and work my way through all of their layers. My next step will be to go and have a face-to-face with my MPP as well as reasearching funding from Trillium and March of Dimes. Following that (regardless of outcomes from the above) will be contacting the Ottawa Citizen and having a discussion with someone about the possibility of a news article sourrounding cancer care in Ontario and Canada. Being told that I can't have the treatments recommended by my oncologist because of $ was shocking to me - until now I really didn't realize that Canada was a country that would tell a citizen that they were SOL because they weren't wealthy enough. (Added to that will be government funding bias for different types of cancer - thank you to Craig for opening up my eyes to this issue.)

    Since my diagnosis I have stopped working, left the Board of Directors I was sitting on and stopped being involved in all sorts of causes. I now find myself needing something other than 'me' to focus on. I do believe that opening the eyes of others to cancer issues will be my goal in the New Year. If those in my close circle are continually shocked by what I tell them then I must find a way to open the eyes of others. I am financially okay because of my gaurenteed LTD - but what about the hardworking person who does not have the same coverage I do? I personally feel that nobody should have to decide between paying for treatment and care over rent. And again, there is the issue of funding bias that Craig opened my eyes to . . . . I am still in shock over this one. I have always had a need to work on a cause - think I have found the new cause for my soap box.

    Again, thank you to all of you for your support.
    yoga jo