Did anyone catch 60 Minutes last night?

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  • lisa42
    lisa42 Member Posts: 3,625 Member
    so heartwrenching and yet confusing
    Hi Everyone,

    After reading all of these posts, I feel more confused on what I think/believe on the national healthcare idea. Yes, the sad truth is that so many Americans who have good insurance coverage don't think of others who don't have coverage, or even that they might find themselves in that situation some day. I'm currently paying $1375 per month to continue using the health plan that was once paid in full for my entire family by my employer. Most of you have probably heard of COBRA- it's the federal law/program that requires that someone who has left a job has the right to pay for their insurance (to continue their current/same plan), regardless of the reason, for up to 18 months. I don't know about what other states have, but there is a state program in California that, once my federal COBRA's 18 months are up, I can buy into the state program (CalCOBRA)for an additional 18 months, extending my time on "COBRA" to a total of 36 months. For federal COBRA, the customer pays 101% of the premium amount & for CalCOBRA, I will need to pay 110%. So when my federal COBRA expires in October, my premium would be raised even more. Now, the $1375 is for my whole family- medical (very good coverage), dental, and vision. When the CalCobra kicks in, it can be only for the former employee and would cover just the medical. With that said, I'm in the "investigating" stage of trying to find out if I would be better off switching to the plan that my husband's company offers or staying with the COBRA. The reason we decided to keep our whole family on the COBRA plan through my former employer is because the plan offered by my husband's company is even more expensive than what I'm already paying- if we had our whole family on his work plan instead of my former employer's plan through COBRA, we'd be paying over $1500 a month instead of "just" $1375. Outrageous!!!!
    We may do a combo of having my husband and our three kids on his work plan & just myself on the COBRA, but I'm thinking that may end up costing even more that way. Once the additional 18 months are up, then I'd not qualify any longer to be on the COBRA anyhow. If we didn't have to pay this outrageous price for insurance each month, then we'd be doing okay financially. Just to think what we couldn't do with an extra $1375 a month!

    We're one of the fortunate ones who can afford to do this (but barely). I know that a HUGE number of people in this country cannot & we may find ourselves in that situation some day too.

    SOMETHING HAS TO BE DONE ABOUT IT!! I have always been very conservative in our beliefs and ideologies, as well as financially (I'm a former "army brat", myself & my mom is a recepient of military insurance/CHAMPUS- now "Tricare")BUT I guess I have a more "liberal" bent when it comes to views on shouldering responsibility of caring for people in need in our country. I strongly feel and believe that it's our job as humans to care for one another ("whatever you do to the least of my brother, that you do unto me"- quote from Jesus about caring about those in need).

    So, I guess the question isn't really WHETHER some people need help with medical care (although some in our country might debate that), but the question is HOW we go about doing that! What Cheryl outlined in her option #3 is something that could be considered. Yes, even doing something as that will raise taxes. NO- I don't like paying more taxes, but every citizen has a right to medical care. That's also a HUGE issue- every CITIZEN. Currently, noncitizens get all sorts of medical care that poor citizens may not have access to. It's quite commo knowledge that someone who lives south of our border might choose to come have a baby in our country- the hospitalization and birth is paid for and the baby is awarded instant citizenship for being born here. I know it's that kind of sitation that makes so many Americans leery of expanding. I won't go into my feelings too much on that- a human is a human and all humans need basic care but, at the same time, too many extra humans who are not contributing to the tax base that would be paying for all this puts an undue burden on the system.

    It's definitely a huge mess & I wish I could be a wise sage with the perfect solution. It's going to take time and perhaps some mistakes will be made while setting up some kind of system. In spite of my frustrations with the government running things ineptly and not wanting to pay more taxes, I STILL think I'm now won over to the idea of some kind of national health care system- perhaps an optional system- like Cheryl outlined in her plan #3.

    Oh well- those are my thoughts on the matter.

    Have a good day everyone- TAKE DEEP BREATHS- stress isn't good for us :)

    Lisa
  • Monicaemilia
    Monicaemilia Member Posts: 455 Member

    Your mileage may vary :)
    Hey Monica... thanks for joining the conversation as a fellow Canadian. Hahaha... sometimes I feel that I'm the token Canadian entering the fray and yet my opinion/experience is only one of the millions that live in Canada. Of course, we are all going to have different experiences (horror stories and miracles).

    Let it be known that this is not the first time that I have talked about the Canadian system AND also said that as much as we have a National "Subsidized" system, I'm not advocating that the States looks to ours and in anyway copies it because our system certainly has more than it's fair share of problems that needs fixing up too. What I do use our system for in comparison is the bottom line... every Canadian citizen, no matter which province you are in, has the right and access to fair health care without the fear of "How are we going to afford this???" And, of course, we have choices of going elsewhere if one wants/needs to do that.

    Now, having said that, I think I'll point out one (of many) weakness in our system that would be something to seriously consider when thinking of going to a National system. And that is having the individual Provinces/States in charge of their own Health Care Insurance system. In Canada, we have 10 provinces and 3 Territories... and the population in those areas varies big time. But it means we have 13 mini-systems under the umbrella of one National system.

    In plain layman's terms, the Canadian National Health Act basically says, the federal monies will be allocated to each province/territory depending on population (IE: how much tax can be collected from a Province with 10 million people vs a province with 200,000 people? Hence, how much money would be allocated to said provinces is dependant on how much (percentage-wise) each province puts into the system). The Feds allocate X amount of dollars to each province/territory and then the province/territory has to either match or come up with how much more they need. If for any reason a province would decide to use that money elsewhere and not provide adequate healthcare, then the Feds would pull their money (and the province would be in huge doo-doo since it is the law that each Canadian citizen has access to affordable health care).

    Since both the Feds and the individual Provinces/Territories are responsible for Health Care monies, this explains why our Canadian taxes (Federal as well as Provincial) are higher than the average American's taxes, no matter which State you live in. We have some of the oddest taxes and it can make one grind their teeth when it seems taxes are constantly going up but income remains the same or goes down. Ha! Every Canadian may have medical coverage, but is having a hard time buying a loaf of bread and milk ... and we won't even discuss Gas prices ;)

    But I digress. So here we have Monica with her situation (Monica, I'm going to assume you live in Ontario because of your one comment about how hard it is to get a PET scan?). I'm on the west coast, in BC, so we are in two different provinces... two provinces that handle their Health Care systems very differently it appears.

    In all fairness, I really and truly don't know how easy it is to get a PET scan when needed in BC, if say you live up north, or in central BC. I know that if I need a PET scan, then the appt. is made and if it is not an emergency (IE: just part of the follow up checking), then I would get it in a couple of weeks. The first one I needed because it was obvious my CEA was rising, I got within a week. BUT, I must add here that I live in the heart of the city (Vancouver) and the BC Cancer Agency where I go for treatments has a PET scan in the building (as well as CAT, XRAY, etc). So we are not dependant on going to a hospital for these scans. Would someone living up North have a machine close by? I don't know but if they don't then they would have to fly down to where the closest one is. So one could say that this is not good or fair... on the other hand, they are given access, it's just they may have to do a lot of traveling to get to it :/

    Now, I'm particularly interested in your comments/situation...

    Because in Canada, once you are considered 'not curable', the only treatment available to me is chemo (and we all know how well that works in the long term).

    I think that comment should be changed to "Because in some places in Canada" and not all of Canada. I am also Stage IV "not curable" (don't you HATE those two words???" and have found it to be the exact opposite. My oncologist was very upfront when my DX was changed from Stage III to Stage IV. She told me that Stage IV was the last stage of colon cancer, there is no stage V. It does mean I'm "incurable" and when they found that my cancer had spread to the adrenal gland and the lungs, I was told the prognosis was not good. Certainly not as good as if I had remained a Stage III. I, of course, freaked out and I'm sure everyone who has been diagnosed as Stage IV knows exactly the feeling and panic you go through when told you are Stage IV, the cancer has spread, and you are now incurable.

    She did take my case to the "Tumour Board" (although I think they call it something different here... I think she called it "case conference")... and the bunch of oncologists/surgeons/specialists sit around and discuss these "incurable" cases. It was at this case conference that it was determined we would start with surgery to remove the adrenal gland, and then we should look at surgery or RFA for the lungs. Obviously, chemo is also an option, but the recommendation was for removal before thinking of chemo. This had to be decided fairly quickly because typically, when cancer spreads, it can be quite aggressive and grow very quickly. Turns out, my adrenal gland cancer was not spreading and we got that out successfully and my lung nodules are growing so slowing, it's almost that they aren't growing at all. So the recommendation now is not to do invasive surgery until we know what we are dealing with. The one nodule that did light up (two PET scans) we dealt with RFA instead of surgery. Now, I still have nodules, but none of them are lighting up the PET scan.

    The reason I re-wrote all of the above in my own situation is to show that our two provinces obviously handle things differently. My oncologist is very positive and has said for me not to even think about chemo and what combos I should be thinking of because we are going to stay off chemo for as long as possible... and if any of the nodules decide to start growing, then we have various options of how we will treat them. Whereas it sounds like your oncologist and doctors pretty much said, "You are Stage IV, incurable, chemo is the only option. Period."

    Of course, your condition and mine are probably vary different so we can't compare situations. Interesting that your doctors told you this, opinions from American doctors agreed with the Canadian... and yet Argentinian doctors were willing to try some other options, including surgery. I think if I were not happy with the care I am being given, my first choice of out of country options would be for me to go to India. Although we all hear about the poverty, third-world conditions... their technology and medical field surpasses both Canada and the States. I have no idea what their health care system is for their own citizens but their facilities, research and specialist are phenomenal. Now I might have to add Argentina to my list :)

    As for not being able to get meds (Avastin/Erbitux, etc)... I guess I'm in one of the provinces that they are readily available. In another topic, I posted the link to an article and it mentioned the couple of provinces that those drugs are not available and I can't remember which provinces but I'm thinking it was the smaller ones like PEI, Nova Scotia and ? I didn't think Ontario was on that list.

    Again it comes down to "insurance" decisions and how that works. The province sets up an insurance company and someone (committee or dept. made up of doctors, government and insurance folk?) determines just what the insurance will cover and won't cover. The "won't covers" are probably then negotiated on an individual case by case basis... the doctor would have to convince the "payer" that a treatment not covered by insurance would, in fact, be of benefit to the patient and then that treatment would be covered... but this is not the case in all requests.

    Hehe... I don't know and don't have the answers. I am not a doctor, lawyer or government person who makes these kinds of decisions or is involved with the Health Care Insurance plan. I am willing to bet the countries that have the best system, still have problems and individuals have hassles.

    But one more thing that I have to add before I forget and that's the long waiting lists that we hear about. I am not doubt or saying they don't happen... they certainly do!! I, personally (knock on wood) have never been affected by them... when I've needed treatment or surgery (not just cancer-related but prior to my diagnosis), I have gotten it within a week of being told I need it. I don't know of anyone, personally, who has had to wait, but like everyone else I certainly have heard about it, read about it and have had friends say that "friends of friends" have been told of outrageous waits and had to go to the States to get their surgery (again, not cancer-related but just surgery in general). I don't doubt that this does happen, although I am not sure it happens as often as we think it does. I also happen to know, that the same thing happens in the States, where people can't get in for their treatments/surgeries because of a wait list (we've heard of that right here on this board). So, in all fairness... both systems have that problem and I think it is part of all medical systems... when there are more people that need surgery/treatment than there are working hours in the day, a backlog starts, some worse than others.

    Again, I can only say that I have no answers or solutions to the problem, but I am a firm believer that EVERYONE should have access to affordable health care, however that can be arranged. One shouldn't necessarily copy one country's system, but if one is going to start from the bottom up, then look at all the systems that are working, take the best parts and form one super system that will benefit everyone... and let the rest of us then envy the new Super System :)

    Hugggggs,

    Cheryl

    BC
    You are so right, Cheryl. We always use BC as an example of the province to go to for treatment. You also make a very good point about how different the provinces approach what is supposed to be 'universal health care'. It should not be so, but it is. And I am so happy that you have obviously found doctors that make you feel as if they are working with you. I had to debate for one hour with my lung surgeon to have the surgery done. At the end of it, I was left feeling very depressed because he spent that hour telling me how it would not help me, but with an appointment to have the surgery done three weeks later.

    I was always one of the biggest opponents to a two-tier system, until I really needed it (isn't that sadly always the way?). I now would love to see the possibility of a system that offers more choices than we currently have available to us, while still maintaining our universal health system. Monica
  • scouty
    scouty Member Posts: 1,965 Member
    Interesting topic
    I am so glad I don't have to sing kumbaya again!!!! Congrats on not making this all about politics even though it could easily be.

    Like most of the others here, I agree that what we are doing with the US Health Care system is not working for everyone.

    I go to a state (not federal) supported teaching hospital at the Univ. Of North Carolina (yes the ones who won the men's bball tournament last night....GO HEELS. We needed it after last year). Duke University and hospital is only 10 miles away but it is a private hospital. I asked my surgeon what Duke did when someone showed up in their emergency room without insurance and he said "they put them in an ambulance and send them here and bill us for the ambulance". I thought he was joking but he was very serious. Guess who pays that bill (NC tax payers) and I wonder how many have died before they get there? It seems like if we don't pay now (earlier detection and screening), we will pay much more later since most don't go to the emergency room until things are really bad.

    I don't have the answers but welcome all ideas, something does need to be done. That said, I don't see anything happening until we stop making disease and illness such "good business". It seems like the ole USA has gotten so greedy and everything is based on how much you can make off of others, for better or worse.

    Lisa P.
  • spongebob
    spongebob Member Posts: 2,565 Member

    Interesting debate
    Bob, Judy and Mike... you all bring up some wonderful (and opposing) viewpoints. But all of them, like Bob said, are healthy discussion and this is what your government officials (or is it the Administration?)... whoever is going to be involved with trying to fix the problem has got to have. I know one can never assume anything, but I am going to assume that the "Officials Who Be" understand that the "system" is broke, not the actual "care, treatments or research". There is no doubt that the USA has phenomenal surgeons, oncologists, specialists, researchers, etc. That is not what is needing fixed and those same phenomenal professionals will still be around no matter what/how the system were to change.

    Bob, you used the example of Cleveland State vs Harvard. Ok, being the foreigner here, I don't know Cleveland State but I think the message you were trying to get out is that Cleveland State is a State-run college/university, whereas Harvard is the cream of the crop in educational institutions. Am I right in also assuming that Harvard is funded by private funds and does not receive any State or Government funding? Yes, everyone, even us out of country folk know that having a degree from Harvard or Yale is "Prestige". Both Harvard and Yale have a history of being fine institutions and if you say you have a degree from either, then I think the term is that you are "ivy league".

    OK, so continuing to use that example... if someone gets their law degree from Harvard and someone else gets their law degree from Cleveland State... does that mean the Harvard lawyer is any smarter or better than the CS lawyer? They both have had to pass the Bar exam and both will have to have studied hard to be able to pass it (students from both Harvard and CS have not passed the exam and others have passed after 2 or 3 attempts).

    The difference as I see it from an outsider, the Harvard lawyer has prestige on his side and one immediately thinks that he/she is so fortunate to have had parents who have money and can afford to send their kid(s) to Harvard and then it's up to the kid to succeed because opportunity only goes so far. The CS lawyer, one doesn't really think what their financial background is other than the first impression would be that he/she does not come from a family that has a lot of money, since he/she is not at Harvard/Yale. So maybe mom/dad could afford to send him to college/university but not the ivy league... or maybe he/she managed to get scholarships to see them through. The end result, they worked hard and graduated with their law degree... as did the kid who happens to come from money.

    But healthcare... I think I see where those for a National Health Care system are banging heads against those are totally against one. It seems we are talking three totally different systems.

    System 1: National Health Care, run by the government where the government supplies the funds to every hospital/medical institution and has a lot of say into how that money is used, hence making regulations, limits, rules, who has to see who, etc. In other words, all existing medical facilities would be run by the government, sort of like how they run their various departments.

    System 2: Health Care itself continues being run exactly as it is now. VA has their rules/regulations (IE: Only vets are eligible, no civilians). Civilians choose their own doctor(s)/specialists or their doctors refer them to specialists. The Vets are covered financially by the VA and civilians are covered by whichever Insurance coverage they have... whether paid for by an employer or paid for by themselves. Others don't have any insurance because they can't afford it, so they tend to have to go without treatment (which plays havoc with survival statistics because maybe they would have survived if they had had care).

    System 3: A National Health Care Insurance system. Everything continues running as in System 2. The government has no say as to which doctors you go to, not even to the extent that HMOs currently have. You, as an American citizen would be entitled to go to any doctor/specialist you need to (assuming they can take on more patients... but that's true as of today, so that's not really a change). The government's role is to adjust the collection of taxes so that they receive revenue for this National Health Care Insurance program and monitor other sources of revenue, and then distribute it to every State level of government who will have a Health Insurance dept. that looks after their State's plan. Doctors/Specialists/Hospitals/Nursing Homes, etc. would all BILL the State Health Insurance, and this State Dept. will pay the invoices. Basically the State Dept. is just an Insurance accounting department. Money coming in (Fed money from taxes, Citizen's portion from their State, money that the State budgets for their State's Health Insurance), money going out (IE: Doctors' invoices, hospital invoices, etc). That is all they are looking after. Doctors/Specialists/Hospitals/Nursing Homes/etc. would continue with business as usual, but now they have less paperwork because they are billing ONE insurance company and not a multiple of HMOs and a kajillion different insurance companies, all with different rules and regulations. The State Dept. is all about accounting for the money and making sure the invoices get paid.

    Oh, and the one HUGE difference System 3 will make, other than the medical professionals only have to bill one insurance company for everything they do, is that EVERY citizen is entitled to have this insurance... so every citizen is entitled to get the same treatment everyone else gets.

    System 1 is the system that most people seem to be afraid of... and if that is what is decided then I would be scared too. There is no way the government should EVER be in charge of making decisions about what is good for anyone's care/treatment. The government has the ability to collect and distribute money and set budgets and then monitor those budgets... but care/treatment decisions are to always be left up to the doctors and specialists with the agreement of the patient.

    Now, how to take System 2 and convert it into a System 3, that will take someone, or a group of someones with a much better brain than I. And it will take a heck of a lot of healthy debate to figure it out so that everyone benefits.

    Ok... gotta go! Speaking of Health Care... my poor little dog, Bridget, was at the Vet today because of what I thought were 2 loose teeth and a gum infection. Turns out she had 8 loose teeth that had to be extracted and a fairly severe gum infection. She had to be put under anesthesia to have the teeth extracted and the poor little thing is not comfortable tonight. The anesthesia has now worn off and I have given her her pain med, but the little darling is lying on her pillow and crying. So time for me to go have some doggy cuddle time.

    Hugggggs,

    Cheryl

    QUICK RESPONSE
    Morning, Cheryl -

    Your post was long so I only had time to skim it, but I think I pulled a couple nuggets out of it. Let me address the Cleveland State versus Harvard counterpoint you made.

    First, I want to apologize to any CSU alums here. I have nothing against CSU - I grew up in Cleveland and several of my high school friends went to Cleveland State - in fact they actually did some good work in the NCAA BB tourney. Point is, I had to come up with a public college and CSU was the first place that popped into my head. I guess I could have mentioned Belleville (Illinois) Area College (where I went for a while).

    Anyway, disclaimers aside...

    You also asserted that the CSU student would be from less fortunate means than the Harvard student.

    You asserted that the only difference between a law degree from CSU and Harvard really boils down to prestige inasmuch as both attorneys had to pass law school which isn't easy, both attorneys had to pass the Bar exam, so on and so forth.

    My counter-argument to point 1 is No. Just because someone graduates from Harvard doesn't necessarily mean that their parents are wealthy (although that is often the case). Classic example is the US First Lady, Michelle Obama. She is from middle class America. Not from the high society side of Chicago. My own son wants to go to Harvard - and he has a darn good shot at an awesome scholarship (which is good because on my salary, I can't afford to send him). People from less than acme means attending Harvard is commonplace. But they all have one thing in common; they are the TOP of their academic game. My youngest son (yeah, I'm bragging a bit here, but it's to make a point so please bear with boastful dad for a minute) took his college boards exams at age 12; scored high enough to get into a special program at the Johns-Hopkins University and has now been selected to attend the Virginia Governor's School for his junior and senior year of high school. He will start college as a junior and skip his first two years. He will graduate college two years ahead of his peers. He is in excellent standing to get a full ride to a number of schools. THESE are the type of kids who end up in Harvard. On the contrary, my friends in high school were a great bunch of guys. We played music together, drank beer, some of smoked pot (others just didn't inhale), and many got through high school with a 2.0 grade point average (my kid's GPA is 4.7). THEY went to Cleveland State - oh... and three of them have gone on to be attorneys.

    Which leads me to my second answer about Harvard vs CSU = "prestige" versus substantive education. My answer is "well... kinda yes and kinda no." Yes, there is a certain amount of prestige associated with Harvard or other Ivy League schools. But I think that prestige and branding is due to the caliber of student they attract. I also think that there is a significant delta between the education one gets at Harvard versus Cleveland State.

    Here's my litmous test for you:

    I realize Canada does not have the death penalty, but here in the states we do, so please play along as if you were in the US.

    You have been arrested and accused of a capital murder that you did not commit, but you don't have a string alabi and the circumstantial evidence is stacked against you. The prosecutor will be putting the death penalty on the table as his recommended sentence at your trial. You need a lawyer and there are only two who can represent you: My son who graduated from Harvard or one of my high school garage band mates who graduated from Cleveland State. Both are willing to represent you pro bono as a personal favor to me so it will cost you nothing out of your pocket regardless of which attorney you pick. If you lose your case you will be executed by lethal injection. Which attorney will you pick?

    Also, skimming your post I see you mention some alternatives for health care - have you read-up on what the state of Mass (I won't try to spell it out without spell checker) did for a statewide health insurance initiative? Judy, I'm curious what your thoughts are on that. On the face it seems like a pretty good start.

    Be well!

    - SB
  • spongebob
    spongebob Member Posts: 2,565 Member
    PhillieG said:

    At least it's not My A$$ in the Pot
    Hi Sponge Bob,
    I don't have any answers here but I was appalled by the story just as I was the Walter Reed Medical Center story. Hopefully that was a blip on the radar. The military soldier deserves the utmost respect for what they do. As someone else mentioned, here we are being the greatest nation on earth (my opinion) yet we have people dying because they can't afford health care? If the govt can bail out banks and cars (hmmm, real estate and oil) then I would hope they can bail out the medical system. I wish they would legalize pot. Do you realize how much revenue could be created by a tax on that? It's California's along with quite a few other states biggest cash crop. I'd pay a few bucks for for legal pot that I could use for my chemo side effects. I'd rather do that than throw $180 per pill to a pharmaceutical company for Emend or some other ineffective drug.

    From the source I have in Canada, it seems that the system they have works quite well. There must be a way to learn from that system.

    Good points you bring up though SB.
    Be well,
    -p

    Ahoy, Phil -
    I agree that

    Ahoy, Phil -

    I agree that there is a lot to learn from a lot of systems. Again, I'm not Canadian and I don't have much knowledge about their system so I won't comment on it. I will report some facts though; Monica went to Argentina from Canada to get treatment because the system there wouldn't give her the treatment she needed (same thing might have happened with a health insurance company in the states, I don't know); a dear friend "andreae" who is no longer with us wanted to badly to get to the states to get treatment that I even offered to let her stay at my house in DC for free so she could; I know several folks who can't seem to get a scope even scheduled due to the long wait time.

    Regarding your hope about Walter Reed being an isolated case/blip on the radar... I'm afraid it isn't. That's been my experience, anyway. I was blessed when I was treated at Bethesda - my onc was a National Cancer Institute Fellow (NCI is right across the street and they are in a joint oncology research practice w/Bethesda) and the doctor who did my annual scopes was the same gastro doc who did the President's scope. I have to say, however, that Bethesda is TRULY the exception to the rule.

    Again, I'm not Canadian and I'm not trying to throw rocks - everyone's system has issues, but you're right, we can learn from all of them. What are your thoughts on the mandatory healthcare insurance initiative in Massachusetts? It sounds like they have a pretty good thing going there. Maybe not, I try to stay away from cold weather as much as possible and it's COLD up there!

    Be well

    - SB
  • PhillieG
    PhillieG Member Posts: 4,866 Member
    Mike49 said:

    Phil thanks for raising the focus on this
    I get my cancer care at the VA hospital and I think its great. I am a hospital administrator, a Fellow in the American College of Health Care Executives and I don't say that to brag but to say I am no naive consumer. I don't know what the right answer for our American non system. We don't have a health care system we have many system components, not necessarily working in tandem.

    I think care should be patient centered and safe. In my 30 years in this industry, I have met some great providers and care givers, I have also met some elitist SOBs that I wouldn't let treat my pets. Consumer driven healthcare may give us short lines for those that pay but as the Institute for Health Care Improvement touts, over 100,000 patient a year in the U.S. die from health care errors. We spend over 16 percent of our GDP on this product and have infant mortality that compares to third world countries. The government does not have to run health care but some guarantees of access to affordable coverage and transportability without penalty for pre-existing conditions would be nice. Not only nice it would allow employees to move around the workforce without concern for loss of coverage.



    Just my thoughts and I have continuously maintained my coverage for my whole worklife, but I know plenty of people that were caught by job change as uninsurable if they had a chronic disease like, Asthma, Diabetes, and other common things that can be easily managed . VA bills my insurance for my care, and I am happy to see them collect and spend that money on other vets.

    I believe I live in a great country, but I also think all great countries have to continue to change and adapt. Our health care system has been stagnating in its finance processes for over 25 years. Its time for us to have a healthy debate in America I am glad to see us all talking.

    You are welcome, it was an interesting segment
    Your comment
    "I don't know what the right answer for our American non system. We don't have a health care system we have many system components, not necessarily working in tandem." makes a lot of sense. Somewhere, things are not working as the could and should.
    be well,
    thanks for your input
    -p
  • CherylHutch
    CherylHutch Member Posts: 1,375
    spongebob said:

    QUICK RESPONSE
    Morning, Cheryl -

    Your post was long so I only had time to skim it, but I think I pulled a couple nuggets out of it. Let me address the Cleveland State versus Harvard counterpoint you made.

    First, I want to apologize to any CSU alums here. I have nothing against CSU - I grew up in Cleveland and several of my high school friends went to Cleveland State - in fact they actually did some good work in the NCAA BB tourney. Point is, I had to come up with a public college and CSU was the first place that popped into my head. I guess I could have mentioned Belleville (Illinois) Area College (where I went for a while).

    Anyway, disclaimers aside...

    You also asserted that the CSU student would be from less fortunate means than the Harvard student.

    You asserted that the only difference between a law degree from CSU and Harvard really boils down to prestige inasmuch as both attorneys had to pass law school which isn't easy, both attorneys had to pass the Bar exam, so on and so forth.

    My counter-argument to point 1 is No. Just because someone graduates from Harvard doesn't necessarily mean that their parents are wealthy (although that is often the case). Classic example is the US First Lady, Michelle Obama. She is from middle class America. Not from the high society side of Chicago. My own son wants to go to Harvard - and he has a darn good shot at an awesome scholarship (which is good because on my salary, I can't afford to send him). People from less than acme means attending Harvard is commonplace. But they all have one thing in common; they are the TOP of their academic game. My youngest son (yeah, I'm bragging a bit here, but it's to make a point so please bear with boastful dad for a minute) took his college boards exams at age 12; scored high enough to get into a special program at the Johns-Hopkins University and has now been selected to attend the Virginia Governor's School for his junior and senior year of high school. He will start college as a junior and skip his first two years. He will graduate college two years ahead of his peers. He is in excellent standing to get a full ride to a number of schools. THESE are the type of kids who end up in Harvard. On the contrary, my friends in high school were a great bunch of guys. We played music together, drank beer, some of smoked pot (others just didn't inhale), and many got through high school with a 2.0 grade point average (my kid's GPA is 4.7). THEY went to Cleveland State - oh... and three of them have gone on to be attorneys.

    Which leads me to my second answer about Harvard vs CSU = "prestige" versus substantive education. My answer is "well... kinda yes and kinda no." Yes, there is a certain amount of prestige associated with Harvard or other Ivy League schools. But I think that prestige and branding is due to the caliber of student they attract. I also think that there is a significant delta between the education one gets at Harvard versus Cleveland State.

    Here's my litmous test for you:

    I realize Canada does not have the death penalty, but here in the states we do, so please play along as if you were in the US.

    You have been arrested and accused of a capital murder that you did not commit, but you don't have a string alabi and the circumstantial evidence is stacked against you. The prosecutor will be putting the death penalty on the table as his recommended sentence at your trial. You need a lawyer and there are only two who can represent you: My son who graduated from Harvard or one of my high school garage band mates who graduated from Cleveland State. Both are willing to represent you pro bono as a personal favor to me so it will cost you nothing out of your pocket regardless of which attorney you pick. If you lose your case you will be executed by lethal injection. Which attorney will you pick?

    Also, skimming your post I see you mention some alternatives for health care - have you read-up on what the state of Mass (I won't try to spell it out without spell checker) did for a statewide health insurance initiative? Judy, I'm curious what your thoughts are on that. On the face it seems like a pretty good start.

    Be well!

    - SB

    Another Quick Response ;)
    Hahaha Bob... ok, I was going to try and make this a quick response... but I failed!! LOL!

    Ok... let's look at the sample exercise you gave (and yes, I am going to try and play along as if I were in the US and was an American, but keep in mind there are differences in our countries' cultures so there may be some things I miss or don't understand).

    Exercise: I've been accused of murder that I didn't commit. I'm in shock, terrified, don't know which way to turn, don't even know how one goes about getting a lawyer since this has not been something I've ever had to do before. You come along, pull a few strings, and have two lawyers that have agreed to represent me pro bono. And, because you know both these lawyers, I'm assuming they are both criminal lawyers and both are qualified to represent me for the type of crime I've been accused of (IE: one is not a criminal lawyer and one is a Tax lawyer). So, all things being equal, the only difference is where they went to school... one to Harvard and one to Cleveland State. And we'll also throw into the equation that I am very much aware of the reputation of Harvard and Cleveland State (I state this because other than I've heard of these Ivy League Universities, I really and truly did not realize that someone with a Harvard degree has been given a better education than someone from the State Universities).

    So, I'm assuming that I'm going to get the chance to meet both of these lawyers before I have to choose. Then yes, I can honestly say that the school would make no difference to me... it's when I met them, which one do I feel believes me, which one do I feel will fight for me, and which one do I feel the most comfortable with. If Mr. Harvard comes across as Mr. Pompous "I don't care if you are guilty or not but I'm so clever, I can probably get the charges dropped or get you off" and Mr. CS says, "I believe you are innocent and Cheryl, we are going to fight this thing with everything we've got. This is so wrong that you have been caught up in the middle of this", chances are I'm going to go with Mr. CS because he believes in me.

    If both were to come across as very genuine and willing to fight for me, then I would want to know what their plans are for my defense. I'm no lawyer, so I'm hoping I would be able to understand what they are talking about and they don't speak to me in legalese.. and again, I will go with the one who I think has the best defense.

    If I don't get the chance to talk to either of them before choosing (which would be totally unrealistic) then I would be in just as much a quandry of how to pick as I would in how do I go about shopping for a lawyer. I would then turn to you and say, "Bob, I don't know either of these lawyers... you do. YOU tell me which one I should go with".

    A situation similar to this happened to me in real life (no I was not accused of murder ). Long story which I won't go into here, but suffice it to say, I ended up having a complete hysterectomy by accident. The lab had mixed up my biopsy slides with another gal's so I was diagnosed with Stage II Endometrial cancer and had to have a complete hysterectomy (no waitlist, by the way, I was set up for surgery within the week). Everything came out, I was still in shock of having been diagnosed, and then the report came back from pathology... no cancer. Further investigation they found the mixup. So, even though the lab admitted fault, I had to find a lawyer.

    Seriously... when you need to find a lawyer for a particular situation, where do you start?? If you have lawyers in the family, fine... maybe one of them could do it or recommend other lawyers that specialize in this kind of law... but how do you know who you should pick? If you don't have lawyers in the family or as close friends, what do you do... go through the yellow pages? If I pick a couple and they've all gone to different schools, is that going to enhance my decision? No! I don't care what school they went to... prestige/ivy league doesn't impress me... I just want to know if they are going to work for me and that we see eye to eye.

    I know people ooooh and ahhhh at the "You son/daughter is going to XXX? Wow, that's impressive!" But I don't see it that way. I also happen to know a lot of very good athletes get into good schools on scholarships and they do not have acadamia as their strong point but the sport they excel in. And then again, there are some extremely smart athletes who get into a school because of their sport, and that gets them through financially so they can get their degree in what they really want.

    So see, this turned out longer than I wanted it to, but there would certainly be a lot more that I would base my decision on that just which school the two lawyers went to that I had the choice of using.

    And one teeny tiny other point, still using education as the example. I don't know the ins and outs of the American education system but if the private expensive schools DO give a much better education than the public schools, shouldn't the goal be then to bring up the standard of the public school system to that of the private school system as far as education goes?

    Which gets back to the health care system... wouldn't it be better that everyone has access to "affordable" health care rather than only those who can afford it get treated and those who can't get inferior or no treatment?

    Just something to think about.

    Hugggggs,

    Cheryl
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  • spongebob
    spongebob Member Posts: 2,565 Member
    unknown said:

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    THANKS FOR THE GROUND-TRUTH, BABS
    Creating new bureaucracies and raising taxes is definitely not something I would be a proponent of. There is definitely no easy answer. Likewise, I do not see an easy answer to being able to spell; Masschoos... Masyshoo... Massatuche... MA!

    If we could just abbreviate healthcare reform life would be so much easier, don't you think?