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My cost on Obamacare

Marynb
Posts: 1134
Joined: Aug 2012

I have figured out that my new individual "Silver Plan" on Obamacare exchange will cost me $10,656. for 2014. This plan has a very high deductible and 20% coinsurance!!!!! That is $888/month

The plan I have now has a low deductible, no coinsurance, low copays and cost $ 7800/ year. That is $650/ month.

Ugh!

mp327's picture
mp327
Posts: 2889
Joined: Jan 2010

Cry

mxperry220
Posts: 360
Joined: Mar 2011

Below is a link to access various health plans offered under "Obamacare" depending on your zip code. You may have already accessed this site but I thought I would pass this along to you.

http://www.ehealthinsurance.com/individual-family-health-insurance

Mike

Marynb
Posts: 1134
Joined: Aug 2012

Hi Mike,

That link leads to a commercial insurance site and is not Obamacare exchanges. Each state has their won exchange and their own site. Thanks, though.

mxperry220
Posts: 360
Joined: Mar 2011

I checked my rates out and they are less expensive than what I am now paying.  I heard this morning on television(ABC-WFAA) healthcare.gov is the site you might want to check out.  I am located in in Texas.

Mike

Marynb
Posts: 1134
Joined: Aug 2012

Hi Mike,

Texas is one of the states that refused to set up their own exchange or to expand medicaid. The exchange was set up by the federal government. Your costs may be cheaper, but you better read that fine print. You are not going to get the same coverage and your choices in doctors and hospitals will be more limited. The plan may have the same name, but not the same coverage!
http://www.nytimes.com/2013/09/23/health/lower-health-insurance-premiums-to-come-at-cost-of-fewer-choices.html?nl=todaysheadlines&emc=edit_th_20130923&_r=0

Also, Texas is a big state and because they are not expanding medicaid, there will be far less people to subsidize! Here in New England, the states have expanded the Medicaid coverage, so those who earn above the poverty level, pay for those below e poverty level.
Your costs m

http://www.forbes.com/sites/theapothecary/2013/09/23/its-official-obamacare-will-increase-health-spending-by-7450-for-a-typical-family-of-four/

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