Apr 22, 2013 - 10:17 am
This seems a useful discussion ...
I'll start .... my only experience is that of having standard medical insurance through my husband's employer when he was diagnosed. As in most standard U.S. policies (I think) there is a max out-of-pocket expense. In our case it was $3000 annually, thus after we paid the deductible and we reached the maximum co-pay ... we paid zero for the remainder of the year. Generally, we would hit this maximum within the first two months of treatment each year.
Hopefully, others with more knowledge of Medicare or Medicaid and those from countries with a more socialized medical system can post with their experiences.
Our family would not have been able to afford expensive alternative treatment at the beginning of my husband's diagnosis without selling our home and downsizing into perhaps a small apartment or moving in with family members. When I posed this question to my husband ... would he have taken any and all money that we had to attempt alternative treatments ... his response was absolutely not.
Life choices and situations are so different ... I asked him would he do this if our child was ill, like Tony, and he said absolutely yes.
It is not the personal decisions that someone makes with their money or their treatments that I find disturbing ... it is the discussion of one's excess wealth that has seemed sometimes insensitive when many on this board are struggling not only with their cancer diagnosis and treatments ... but, with serious financial concerns. Also, there was the insinuation that those who would not sell the farm for alternative treatments were not seriously interested in their health or well-being.
Does this deserve a thread or should we drop it? Seems an important topic if we can keep it civil.