Dec 12, 2012 - 4:20 pm
Due to not only having trouble and being stressed out with trying to cope with having only "treatable cancer" combined with trying to keep my relationship with my wife as healthy as possible and also being stressed out with a job that now will have some uncertianty in 2013, I am giving serious thought to applying for SS Disability and maybe just taking 6 months to one year off of life's radar screen to focus on fixing me.
It seems lately my Doc's. my wife, and the Psychiatrist I just started to see have all given me this advice, VS having all of this stress around me.
First off, I am struggling with not having a professional life even if just temporarily, and being bored, but the thought of taking a handout is a little demeaning.
Let's say I decide to do this, can anyone tell me how SSD works in the real world??
I have also been told that the monthly amount is a figure determined from either your five highest years of income, or the average of your last three years of income?? I have also been told to expect to be denied the first time and then re apply and it will go through, and that you first must be NOT working at the time you apply?? I also have heard even if you qualify on the spot, there is a six month waiting period before any financial benefit kicks in??
This is the first piece of information I am looking for anyone with experience here.
The next piece of information I am looking for is anyone here that actually did "drop off the radar screen" temporarily to fix the important stuff at hand, and did it actually end up better for you in the longrun, or did it backfire.
I look forward to any information and advice that comes my way.