Besides having EC, dealing with an insurance co. is bull crap!!
I was on a short term medical insurance policy until I found work. Five days after effective date, I started having swallowing issues...went to Dr. put on meds then went for scope 20 days later. Then DX 4-26. Insurance Co. denied claims initially stating I was under investigation for pre-existing condition. They investigated all my prior medical records back 5 years and found nothing.. After four months, they started to pay claims. Now, they have requested their monies back from my providers. Now looks like all of these bills are mine to pay--like 300k worth. Insurance company stated that my symptoms started before effective date which is untrue..otherwise why would I get a six month policy? I am just beside myself, trying to figure out what to do. Jan
Joined: Apr 2010
Jan,
Contact the office of your state insurance commissioner and file a complaint against your insurance company. Each state has an Office of the Insurance Commissioner and and they will intervene on your behalf.
Click Here to go to a list of State Insurance Commissioners 800 Numbers
It sounds like you have excellent grounds for an appeal.
Best Regards,
Paul Adams
McCormick, South Carolina
DX 10/22/2009 T2N1M0 Stage IIB
12/03/2009 Ivor Lewis
2/8 through 6/14/2010 Adjuvant Chemo Cisplatin, Epirubicin, 5 FU
Two year survivor
Life may not be the party we hoped for, but while we are here we might as well dance!
Joined: Jul 2012
I will be appealing, and/or suing them. This is a perfect example of a bad faith insurer. I haven't received a letter from them, but my nearby hospital did. I guess the costs of treatment were more than they wanted to deal with. Just another hurdle in life to get through.
Joined: Apr 2010
Jan,
Some additional good suggestions from some of our other "EC Family".
1. Contact your congressional representative and inform them of your situation.
2. Contact the governors office and ask them to prioritize the intervention of the state insurance commissioners office.
3. C