Besides having EC, dealing with an insurance co. is bull crap!!
I was on a short term medical insurance policy until I found work. Five days after effective date, I started having swallowing issues...went to Dr. put on meds then went for scope 20 days later. Then DX 4-26. Insurance Co. denied claims initially stating I was under investigation for pre-existing condition. They investigated all my prior medical records back 5 years and found nothing.. After four months, they started to pay claims. Now, they have requested their monies back from my providers. Now looks like all of these bills are mine to pay--like 300k worth. Insurance company stated that my symptoms started before effective date which is untrue..otherwise why would I get a six month policy? I am just beside myself, trying to figure out what to do. Jan